Question of the Day — 11 Dec 2025

This past week, I hit a $12,000 jackpot. I had them take out the taxes and asked for a check. They gave it to me, no problem. My bank doesn't have brick-and-mortar, so deposits are made with a photo via the app. I had a problem, because the bottom of the check wasn't clear, so I mailed the check with a little note to the deposit address in Utah. To (finally!) get to my question, what are the methods available to collect, other than cash and check? Will the casino do a wire transfer? I've never done one. What info do they need, other than account and routing numbers?

Casinos routinely send (and accept) large amounts of money via wire transfer.

Some might have a minimum amount for the wire, based on processing fees ($25-$50 typically), administrative effort, and their preference for cash or checks for smaller amounts. These generally vary by property, state, and whether it's a land-based or online casino, but $10,000 seems to be a common cutoff point, while some casinos will wire $5,000 or so as a courtesy (to rated players). Likewise, casinos limit the maximum amount of a transfer (we've seen $100,000 per day). 

You've already given the casino your ID and Social Security Number when you hit the jackpot to comply with IRS reporting and anti-money-laundering regulations. Now, you have to fill out a wire-transfer authorization form, on which the casino collects your banking details -- bank name, (sometimes) address, and domestic wire routing number (often different from ACH routing numbers or the SWIFT code for international wires) -- and your bank account number.

Transfers take one to five business days, including the time for the casino to effect the wire, sometimes immediately, sometimes in a day or so.  

 


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