Mike FriedmanCredit Cards You Want For 2022
Please note: The Credit Card Bonus mentioned in this article for the Citibank Premier has expired. When you click to “find out more” you will see the most recent offer for this card. Important side note: All credit card offers tend to change/expire after a specific (often unknown) promotional period. When you see a GREAT offer, it is best to take advantage of it right away.
It’s time to start preparing for your summer travel. I know, you’ve heard this before and it ended in heartache. But this time, it’s different. Well, maybe it’ll be different. We hope it’ll be different. It is also time to start planning, and a great place to start is with these two credit cards you want for 2022.
But COVID or no COVID, travel will eventually return. So, in preparation for that day, we have a couple of suggestions for what to add to your wallet in the meantime. And if these cards don’t turn into free travel, you’ll at least be able to turn them into cash. And the best part about it is that, no matter how you play either of these promotions, you’ll end up making a profit.
But do yourself a favor and take advantage of them soon, since sign-up bonuses can end at any time.
Affiliate Disclosure: To answer your first question, yes, some of these links do pay us referral fees. But please keep two things in mind: First, we will never post a card simply because of the opportunity to earn money. In fact, we own most of the cards personally that show up on the “our favorite cards” page. And second, if we see a better offer for the same card that we can give you, we will direct you to it. We promise. The content on this page is all ours. The companies that we discuss do not review or endorse it. All opinions are ours. You can’t have them. Please view our advertising disclosure page for additional details about our partners.
Our “must read” on credit cards: The Pros and Cons of Credit Cards
Credit Cards You Want For 2022
$800 at MGM (or anywhere else) for a $95 Investment
Suppose you got a casino offer that promised you $800 if you spent $95. It would catch your attention, anyway. Fortunately, you don’t have to wait for the offer and you don’t have to go anywhere to redeem it. We’ve got it here for you.
Here’s the deal: Sign up for the Citibank Premier credit card and spend $4,000 in the first three months as a cardholder. Citi will reward you with 80,000 Citibank ThankYou Rewards points. They’re worth $800 in cash or gift cards, so feel free to use those points for an $800 stay at your favorite casino property. Want to use them to book your summer travel? That bonus is worth 80,000 miles on any one of 16 airlines. The upfront cost? Just the $95 annual fee.
I own the Citibank Premier card and use it frequently for my “everyday” spending, where it earns bonus points. In particular, you’ll get 3X points on the following categories:
- Supermarkets
- Gas Stations
- Restaurants
- Air and Hotel
Capital One Venture X: Get Paid $1,000 Up-Front, Earn $5 per Year to Keep it. Plus Free Food and Drink at Airport(s).
“Hi! This is your friendly neighborhood casino. We’re giving you $1,000 up-front and a minimum of $5 per year just to keep our card. Since our casino is a little more sophisticated than the casino above, there are a lot of other cool (complimentary) benefits, as well.”
The Basics
The Capital One Venture X card is our next “casino/card comp” that you’ll want to hold. The initial bonus is easy to understand. Spend $10,000 in the first six months as a cardholder and Capital One will reward you with a whopping 100,000 points (which they call “Capital One Miles” but are really multi-functional points). They can be transferred into $1,000 in statement credits toward travel expenses or points in any one of 16 airline/hotel programs.
The $5 Annual Profit
Each year, you receive a $300 credit toward any travel expense you make through Capital One Travel. They’ll also give you an additional 10,000 points, which are worth $100. Subtract the annual fee of $395 and you’re $5 to the good, even before taking advantage of the other cool benefits.
The Other Cool benefits
- You’ll earn 2 “miles (points)” for every dollar that you spend on the Capital One Venture X card, automatically making it a 2% back card.
- Book air travel through Capital One Travel and you’ll get 5X points per dollar, equivalent to a 5% rebate on your air travel. Hotels or rental cars? That’s 10X points. Capital One airline travel uses the same system as the Hopper app, which will guide you on finding the best price and can save you money.
- Unlimited access to over 1,300 Priority Pass airport lounges, not to mention the current Capital One lounge in Dallas and any future lounges that it builds (including upcoming ones in Washington DC and Denver). You can bring two guests for free if you like, as well. Hey, cover your annual fee by helping yourself to a couple of hundred dollars worth of free food and drink at the lounges!
- Primary rental car insurance. That’s huge. If you get into an accident, their insurance company will handle the details, not yours. That could end up saving you on your annual premiums.
- Up to a $100 rebate for Global Entry/TSA Precheck every four years.
FIND OUT MORE!
This Deal Won’t Last Forever!
💳 Capital One Venture X card 💳
Make Your Money!
I can’t think of any casino promotion where it’s as easy to make a couple of thousand dollars in comps without doing any work. Sure, you have to do a bit of shopping to hit the minimum spend requirements, but you were going to do that anyway. Might as well pick up some bonuses along the way.
Updated January 7, 2022
