{"id":1341,"date":"2021-08-15T10:30:00","date_gmt":"2021-08-15T10:30:00","guid":{"rendered":"https:\/\/www.lasvegasadvisor.com\/travel\/?p=1341"},"modified":"2021-09-08T14:31:58","modified_gmt":"2021-09-08T14:31:58","slug":"earn-and-redeem-citibank-points-guide-citi-thankyou-points","status":"publish","type":"post","link":"https:\/\/www.lasvegasadvisor.com\/travel\/earn-and-redeem-citibank-points-guide-citi-thankyou-points\/","title":{"rendered":"Earn and Redeem Citibank Points &#8211; Guide to Citi ThankYou Points"},"content":{"rendered":"<span class=\"cb-itemprop\" itemprop=\"reviewBody\">\n<p class=\"has-background has-very-light-gray-background-color\">Affiliate Disclosure: <em>To answer your first question, yes, some of these links do pay us referral fees. But please keep two things in mind: First, we will never post a card simply because of the opportunity to earn money. In fact, we own most of the cards personally that show up on the \u201cour favorite cards\u201d page. And second, if we see a better offer for the same card that we can give you, we will direct you to it. <strong>We promise. <\/strong>The content on this page is all ours. The companies that we discuss do not review or endorse it. All opinions are ours. <strong>You can\u2019t have them. <\/strong><\/em>Please view our <a href=\"https:\/\/www.lasvegasadvisor.com\/travel\/advertising-disclosure\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\">advertising disclosure page<\/a> for additional details about our partners.<br><br>Our &#8220;must read&#8221; on credit cards: <a rel=\"noreferrer noopener\" aria-label=\"The Pros and Cons of Credit Cards (opens in a new tab)\" href=\"https:\/\/www.lasvegasadvisor.com\/travel\/pros-and-cons-of-credit-cards\/\" target=\"_blank\">The Pros and Cons of Credit Cards<\/a><\/p>\n\n\n\n<p>Airlines, hotels and, well, just about everyone now, have proprietary points that you can use only for their products. Got American Airline miles? Good luck using them on United; they&#8217;ll only be good for American and American&#8217;s partners. But ThankYou Points (Citibank Points) are a different story. <\/p>\n\n\n\n<p>That&#8217;s why I find credit card points to be so useful. All of the major credit card companies have their own rewards schemes. The major ones are American Express Membership Rewards, Chase Ultimate Rewards and Citibank ThankYou Points. Each bank has several partners that you can transfer to, instead of using them for just one reward. Today, I&#8217;m going to hit on Citi ThankYou Points (TYP) and do the other two at a future date.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" width=\"1024\" height=\"347\" src=\"https:\/\/www.lasvegasadvisor.com\/travel\/wp-content\/uploads\/2019\/07\/citi-thankyou-rewards-citi-thankyou-points-1024x347.png\" alt=\"Citibank Points - Citi ThankYou Points - ThankYou Rewards\" class=\"wp-image-1351\" srcset=\"https:\/\/www.lasvegasadvisor.com\/travel\/wp-content\/uploads\/2019\/07\/citi-thankyou-rewards-citi-thankyou-points-1024x347.png 1024w, https:\/\/www.lasvegasadvisor.com\/travel\/wp-content\/uploads\/2019\/07\/citi-thankyou-rewards-citi-thankyou-points-300x102.png 300w, https:\/\/www.lasvegasadvisor.com\/travel\/wp-content\/uploads\/2019\/07\/citi-thankyou-rewards-citi-thankyou-points-768x260.png 768w, https:\/\/www.lasvegasadvisor.com\/travel\/wp-content\/uploads\/2019\/07\/citi-thankyou-rewards-citi-thankyou-points.png 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption><a href=\"https:\/\/www.thankyou.com\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"Welcome to  ThankYou Rewards (opens in a new tab)\">Welcome to  ThankYou Rewards<\/a><\/figcaption><\/figure>\n\n\n\n<p class=\"has-text-align-center has-vivid-green-cyan-background-color has-background\"><strong>MGM CASINO BONUS<\/strong><br>$800 IN MGM GIFT CARDS: <a href=\"https:\/\/www.lasvegasadvisor.com\/travel\/mgm-casino-bonus-citi-premier-credit-card\/\" target=\"_blank\" rel=\"noreferrer noopener\">HERE\u2019S HOW<\/a><\/p>\n\n\n\n<h3 id=\"h-earning-citibank-thankyou-points\">Earning Citibank ThankYou Points<\/h3>\n\n\n\n<p>There are two main ways to earn Citi ThankYou Points: You can have a bank account with them or a credit card. The <a rel=\"noreferrer noopener\" aria-label=\"bank account rewards (opens in a new tab)\" href=\"https:\/\/online.citi.com\/JRS\/popups\/BankingRewards.pdf?JFP_TOKEN=QEQIQ0UU\" target=\"_blank\">bank account rewards<\/a> can be painful. Points are slim and you must have several relationships with them. Unless you already have a Citi account, it is <em>not<\/em> worth it to open one.<\/p>\n\n\n\n<p>Credit cards are better. Depending on where and how much you spend, the points can range from not particularly beneficial to extremely valuable. There are a range of cards from Citi, but the most valuable one is the <a title=\"\" class=\"aalmanual\" target=\"_blank\"  rel=\"nofollow\"  href=\"https:\/\/yourbestcreditcards.com\/card\/citi-premier?ccid=1014\">Citibank Premier card<\/a>.<\/p>\n\n\n\n<p><strong><a title=\"\" class=\"aalmanual\" target=\"_blank\"  rel=\"nofollow\"  href=\"https:\/\/yourbestcreditcards.com\/card\/citi-premier?ccid=1014\">Citi Premier<\/a>: <\/strong>Currently has an 80,000 point sign-up bonus when you spend $4,000 in the first three months as a cardholder. The bonus is good for anything ranging from 80,000 American Airlines miles (or any of 16 other airlines) to $800 in gift cards to MGM properties (or about 100 other merchants). the card also has several other benefits, including:<\/p>\n\n\n\n<ul><li>3X points for purchases at restaurants, supermarkets, gas stations and air travel\/hotels.<\/li><li>An annual $100 credit on a hotel stay of $500 or more when booked through Citi&#8217;s travel portal, which more than offsets the $95 annual fee..<\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/yourbestcreditcards.com\/card\/citi-premier?ccid=1014\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" width=\"580\" height=\"690\" src=\"https:\/\/www.lasvegasadvisor.com\/travel\/wp-content\/uploads\/2021\/08\/CITI-premier-credit-card-80k-bonus.jpg\" alt=\"Citi Premier Credit Card Bonus\" class=\"wp-image-3796\" srcset=\"https:\/\/www.lasvegasadvisor.com\/travel\/wp-content\/uploads\/2021\/08\/CITI-premier-credit-card-80k-bonus.jpg 580w, https:\/\/www.lasvegasadvisor.com\/travel\/wp-content\/uploads\/2021\/08\/CITI-premier-credit-card-80k-bonus-252x300.jpg 252w\" sizes=\"(max-width: 580px) 100vw, 580px\" \/><\/a><figcaption><strong>FIND OUT MORE: <\/strong><a title=\"\" class=\"aalmanual\" target=\"_blank\"  rel=\"nofollow\"  href=\"https:\/\/yourbestcreditcards.com\/card\/citi-premier?ccid=1014\">Citi Premier Card<\/a><\/figcaption><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3 id=\"h-using-citibank-thankyou-rewards\">Using Citibank ThankYou Rewards<\/h3>\n\n\n\n<p>There are several ways to use Citibank Points, but only a few of them will give you value for your point. I&#8217;ll cover the main redemption options here and let you know what&#8217;s worth it and what isn&#8217;t.<\/p>\n\n\n\n<h3 id=\"h-a-few-options-that-caught-our-attention-las-vegas-or-anywhere-else\">A Few Options that Caught Our Attention &#8212; Las Vegas, or Anywhere Else<\/h3>\n\n\n\n<ul><li>If you are planning on going to Las Vegas, this card is particularly helpful. 80,000 points can be transferred into $800 worth of MGM gift cards, which could cover several nights and\/or a few good meals at an MGM property restaurant. You can read a little more about it <a href=\"https:\/\/www.lasvegasadvisor.com\/travel\/mgm-casino-bonus-citi-premier-credit-card\/\" target=\"_blank\" rel=\"noreferrer noopener\">here<\/a>.<\/li><li>Between now and November 13, you can transfer points from Citi to American Airlines, which opens the whole world to you through <a href=\"https:\/\/www.lasvegasadvisor.com\/travel\/beginners-guide-to-airline-alliances-oneworld-star-alliance-skyteam\/\" target=\"_blank\" rel=\"noreferrer noopener\">the oneworld alliance<\/a>. Domestic awards can be a bargain, starting at 12,500 miles one-way (or 7,500 if you are flying less than 500 miles). 80,000 points would get you 3 round-trips domestically, with an additional $50 to spend at an MGM property if you are heading to Las Vegas.<\/li><li>If you&#8217;re going farther away, Europe starts at 45,000 miles round-trip (from the US) and Asia begins at 65,000 round-trip. If you&#8217;re lucky, you&#8217;ll end up on Cathay Pacific to Asia!<\/li><\/ul>\n\n\n\n<h4 id=\"h-redeeming-for-cash-statement-credit\">Redeeming for Cash\/Statement Credit<\/h4>\n\n\n\n<p>The &#8220;easiest&#8221; way to redeem points is for cash: You can redeem points for statement credits or cash. Similar to MGM above, with the <a title=\"\" class=\"aalmanual\" target=\"_blank\"  rel=\"nofollow\"  href=\"https:\/\/yourbestcreditcards.com\/card\/citi-premier?ccid=1014\">Citi Premier card<\/a>, you&#8217;ll get a penny per point. Other cash substitutes, such as shopping, will get you similarly reduced rewards. Please don\u2019t use your points this way unless it\u2019s an emergency. Note that other Citi cards may have lower conversion rates.<\/p>\n\n\n\n<h4 id=\"h-gift-cards\">Gift Cards<\/h4>\n\n\n\n<p>We&#8217;re getting better here. Citi has an extensive list of gift card partners, from AMC Theaters to MGM to Yard House, that allow you to purchase gift cards at the rate of a penny each. Thus, the 80,000 bonus points with the <a title=\"\" class=\"aalmanual\" target=\"_blank\"  rel=\"nofollow\"  href=\"https:\/\/yourbestcreditcards.com\/card\/citi-premier?ccid=1014\">Citi Premier<\/a>  convert to $800 worth of goodies. That&#8217;s not a bad exchange rate, particularly if you acquired the points by spending on your card in a category that offers bonus points.<\/p>\n\n\n\n<p class=\"has-luminous-vivid-amber-background-color has-background\"><strong>Be sure to also read:<\/strong> <a href=\"https:\/\/www.lasvegasadvisor.com\/travel\/points-and-miles-just-another-currency\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"POINTS AND MILES \u2013 JUST ANOTHER CURRENCY? (opens in a new tab)\">POINTS AND MILES \u2013 JUST ANOTHER CURRENCY?<\/a><\/p>\n\n\n\n<h4 id=\"h-exchange-your-points-for-miles\">Exchange Your Points for Miles<\/h4>\n\n\n\n<p>Another option for your ThankYou Points is to transfer them into an airline program&#8217;s miles. You have 17 programs to choose from (as well as the less attractive Shop Your Way). The airlines are some of the nicest from around the world, meaning that these points come with a global set of opportunities. All points exchange at a 1:1 rate for <a title=\"\" class=\"aalmanual\" target=\"_blank\"  rel=\"nofollow\"  href=\"https:\/\/yourbestcreditcards.com\/card\/citi-premier?ccid=1014\">Citi Premier<\/a> cardholders. The airline programs are:<\/p>\n\n\n\n<p>Asia Miles (Cathay Pacific)<br>Life Miles (Avianca)<br>Etihad Guest (Etihad)<br>Eva Air<br>Flying Blue (Air France, KLM)<br>Garuda<br>TrueBlue (JetBlue)<br>Air Enrich (Malaysia)<br>Qantas<br>Qatar<br>KrisFlyer (Singapore)<br>Royal Orchid (Thai Air)<br>Miles &amp; Smiles (Turkish)<br>Flying Club (Virgin Atlantic)<br><\/p>\n\n\n\n<p>Citi says that it can take up to 14 days for your points to transfer, but in most cases, it&#8217;ll be a day or two, at most. A few of them have instantaneous transfers.<\/p>\n\n\n\n<p>Your first reaction might be the same as mine was: With the exception of American and JetBlue, they&#8217;re all international carriers.<\/p>\n\n\n\n<p>And then your second reaction should be to send Citi a thank you note (Hmm, thank you note for ThankYou points. Interesting.). <strong>Why is that?<\/strong> Because <a rel=\"noreferrer noopener\" aria-label=\"airline partnerships (opens in a new tab)\" href=\"https:\/\/www.lasvegasadvisor.com\/travel\/beginners-guide-to-airline-alliances-oneworld-star-alliance-skyteam\/\" target=\"_blank\">airline alliances<\/a> often allow you to book a flight on an international carrier for fewer miles than you would on the US carrier in the same alliance.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote\"><p>Book the ticket using miles through Delta, you&#8217;ll pay 5X as many miles as you would if you booked through FlyingBlue. <strong>Welcome to the wacky world of airline revenue management.<\/strong><\/p><\/blockquote>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" width=\"1024\" height=\"973\" src=\"https:\/\/www.lasvegasadvisor.com\/travel\/wp-content\/uploads\/2019\/07\/citi-thankyou-points-flyingblue-delta-london-1024x973.png\" alt=\"Citi ThankYou Points ThankYou Rewards FlyingBlue Delta London\" class=\"wp-image-1365\" srcset=\"https:\/\/www.lasvegasadvisor.com\/travel\/wp-content\/uploads\/2019\/07\/citi-thankyou-points-flyingblue-delta-london-1024x973.png 1024w, https:\/\/www.lasvegasadvisor.com\/travel\/wp-content\/uploads\/2019\/07\/citi-thankyou-points-flyingblue-delta-london-300x285.png 300w, https:\/\/www.lasvegasadvisor.com\/travel\/wp-content\/uploads\/2019\/07\/citi-thankyou-points-flyingblue-delta-london-768x730.png 768w, https:\/\/www.lasvegasadvisor.com\/travel\/wp-content\/uploads\/2019\/07\/citi-thankyou-points-flyingblue-delta-london.png 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption>Same <strong>Business Class <\/strong>Flight 56,500 miles versus 280,000 miles &#8211; Photo Courtesy of <a title=\"TravelZork\" class=\"aalmanual\" target=\"_blank\"  rel=\"nofollow\"  href=\"https:\/\/travelzork.com\">TravelZork<\/a><\/figcaption><\/figure>\n\n\n\n<p>For example, the image shows a flight from Boston to London in business class. You can book this flight through either Air France or Delta. Same flight, same plane, same class of service. Same everything. Oh, except the price. If you book the ticket using miles through Delta, you&#8217;ll pay 5X as many miles as you would if you booked through <a rel=\"noreferrer noopener\" aria-label=\"Air France FlyingBlue (opens in a new tab)\" href=\"https:\/\/www.flyingblue.us\/en\/home\/explorer\" target=\"_blank\">Air France FlyingBlue<\/a>. Welcome to the wacky world of airline revenue management.<\/p>\n\n\n\n<h4 id=\"h-not-just-international-travel\">Not Just International Travel<\/h4>\n\n\n\n<p>Don&#8217;t feel like flying internationally? Don&#8217;t worry, you can also use miles from an international carrier to fly on a domestic carrier, frequently at a discount to what the US carrier would charge.<\/p>\n\n\n\n<p>Got any ThankYou Points ideas to share? We&#8217;re always happy to hear how your are using your Citibank Points. Also, be sure to check out the <a title=\"\" class=\"aalmanual\" target=\"_blank\"  href=\"https:\/\/www.lasvegasadvisor.com\/forums\/travel-game-lva-travel-forum\/\">LVA Travel Forum<\/a> (message board) and <a title=\"The Travel Game - Facebook Group\" class=\"aalmanual\" target=\"_blank\"  rel=\"nofollow\"  href=\"https:\/\/www.facebook.com\/groups\/LVAtravel\/\">LVA Travel Facebook Group<\/a> for great advice from the community.<\/p>\n<\/span>","protected":false},"excerpt":{"rendered":"<p>Airlines, hotels and, well, just about everyone now, have proprietary points that you can use only for their products. Today, I&#8217;m going to hit on Citi ThankYou Points (TYP) and do the other two at a future date.<\/p>\n","protected":false},"author":4,"featured_media":1352,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_is_hidden":false,"apple_news_is_paid":false,"apple_news_is_preview":false,"apple_news_is_sponsored":false,"apple_news_maturity_rating":"","apple_news_pullquote":"","apple_news_pullquote_position":"middle","apple_news_sections":"[]","jetpack_publicize_message":"\u270f\ufe0f Guide to Citi ThankYou Points (ThankYou Rewards)\n\u2705 Earning Citibank ThankYou Points\n\u2705 Using Citibank ThankYou Rewards\n\u27a1\ufe0f Exchange Your Points for Miles\n\n#AwardTravel #points #TravelLoyalty \n\n","jetpack_is_tweetstorm":false},"categories":[3,5,6],"tags":[20,2051,2053,4761,2044,2047,2052,2043,2050,1566,1567,24,34,18,64,15,13,1688,1686,225,26,2048,2049,2046,2045,1485,1570],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v17.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Earn and Redeem Citibank Points - Guide to Citi ThankYou Points - LVA Travel<\/title>\n<meta name=\"description\" content=\"Airlines and hotels have proprietary points that you can use only for their products. 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