{"id":794,"date":"2019-06-12T15:52:16","date_gmt":"2019-06-12T15:52:16","guid":{"rendered":"https:\/\/www.lasvegasadvisor.com\/travel\/?p=794"},"modified":"2019-06-12T15:54:41","modified_gmt":"2019-06-12T15:54:41","slug":"pros-and-cons-of-credit-cards","status":"publish","type":"post","link":"https:\/\/www.lasvegasadvisor.com\/travel\/pros-and-cons-of-credit-cards\/","title":{"rendered":"The Pros and Cons of Credit Cards"},"content":{"rendered":"<span class=\"cb-itemprop\" itemprop=\"reviewBody\">\n<h3>Pro: Bonus Opportunities with Credit Cards<\/h3>\n\n\n\n<p>The pros and cons of credit cards, let&#8217;s start with the pros. Credit card bonuses are an excellent way to generate miles or cash quickly. Sign-up promotions of 50,000 miles or more, <a rel=\"noreferrer noopener\" aria-label=\"$500+ sign-up bonuses (opens in a new tab)\" href=\"https:\/\/www.lasvegasadvisor.com\/travel\/earning-bonus-points-airline-hotel-dining-programs\/\" target=\"_blank\">$500+ sign-up bonuses<\/a> and\/or tens of thousands of hotel points are not uncommon and, to some extent, are becoming the norm. $500 is enough for a good gambling budget, a few tickets at Disney World or even 2-3 hot dogs at Fenway Park.<\/p>\n\n\n\n<p>Ongoing rewards are also excellent. If you like cash, many of them pay rebates of 2% or more. For miles and points, all of them pay at least one point per dollar, with most of them offering several bonus categories, as well.<\/p>\n\n\n\n<p><strong>Okay, that&#8217;s the good news. And now for the rest&#8230;<\/strong><\/p>\n\n\n\n<blockquote class=\"wp-block-quote\"><p>The single best way to beat the banks is also the simplest and most cost-efficient: Pay your credit card bill in full, every month. <\/p><\/blockquote>\n\n\n\n<h3>Con: Banks Are Not Your Friend<\/h3>\n\n\n\n<p>Always remember this: Credit card companies and banks are not your friends. I know that that statement seems obvious, but Jennifer Garner and those Discover Card twins just seem so friendly&#8230;<\/p>\n\n\n\n<p>The single best way to beat the banks is also the simplest and most cost-efficient: Pay your credit card bill in full, every month. According to a CNBC poll, an astounding 55% of US adults carry credit card debt. It&#8217;s not cheap debt, either, particularly if you hold a rewards card. Banks have to pay for those miles somehow. Interest rates can be upward of 20%, and the bank will give you the option to make minimum monthly payments as low as 2%. <\/p>\n\n\n\n<p>Let&#8217;s put that in perspective. Suppose you made only a 3% minimum payment toward a $2,000 credit card balance at 20%. Here&#8217;s what would happen:<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" width=\"720\" height=\"336\" src=\"https:\/\/www.lasvegasadvisor.com\/travel\/wp-content\/uploads\/2019\/05\/credit-card-minimum-payment-interest.png\" alt=\"credit card minimum payment calculator\" class=\"wp-image-820\" srcset=\"https:\/\/www.lasvegasadvisor.com\/travel\/wp-content\/uploads\/2019\/05\/credit-card-minimum-payment-interest.png 720w, https:\/\/www.lasvegasadvisor.com\/travel\/wp-content\/uploads\/2019\/05\/credit-card-minimum-payment-interest-300x140.png 300w\" sizes=\"(max-width: 720px) 100vw, 720px\" \/><figcaption>Chart and calculations courtesy of <a rel=\"noreferrer noopener\" aria-label=\"interest (opens in a new tab)\" href=\"http:\/\/www.interest.com\/calculators\/\" target=\"_blank\">interest<\/a><a href=\"http:\/\/www.interest.com\/calculators\/\">.com<\/a><br><br><\/figcaption><\/figure>\n\n\n\n<p>Yup, that&#8217;s right. You&#8217;d take more than 12 years to pay off the debt and pay more in <em>interest<\/em> ($2,110.98) than you did the original charge! I&#8217;m sure much of that debt is with people who have 0% interest promotions, but a lot more of it isn&#8217;t.<\/p>\n\n\n\n<h3>The Banking Bottom Line<\/h3>\n\n\n\n<p>Competition is driving rewards and sign-up bonuses to levels that we&#8217;ve never seen before. We <em>want<\/em> you to take advantage of them (and we really do appreciate it <a title=\"LVA&#39;s favorite cards\" class=\"aalmanual\" target=\"_blank\"  rel=\"nofollow\"  href=\"https:\/\/yourbestcreditcards.com\/card\/chase-sapphire-preferred-credit-card?ccid=1014\">when you sign up for a card through our site<\/a>).  But, we also believe it is only fair and transparent to discuss the pros and cons of credit cards<\/p>\n\n\n\n<p>It makes no sense to earn a 2% reward on a card where you pay 25% interest. Call your bank to negotiate. If they won&#8217;t, open a 0% interest card (preferably, one that won&#8217;t charge you a transaction fee to transfer the balance), take out a bank loan or even borrow from you second-cousin-twice-removed that you only see at reunions. Just don&#8217;t pay the banks any more than you have to.<\/p>\n<\/span>","protected":false},"excerpt":{"rendered":"<p>The pros and cons of credit cards, let&#8217;s start with the pros. Credit card bonuses are an excellent way to generate miles or cash quickly.<\/p>\n","protected":false},"author":4,"featured_media":982,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_is_hidden":false,"apple_news_is_paid":false,"apple_news_is_preview":false,"apple_news_is_sponsored":false,"apple_news_maturity_rating":"","apple_news_pullquote":"","apple_news_pullquote_position":"middle","apple_news_sections":"[]","jetpack_publicize_message":"\ud83d\udea8 warning \ud83d\udea8 The Pros and Cons of Credit Cards\n\u27a1\ufe0fPro: Bonus Opportunities with Credit Cards\n\u27a1\ufe0fCon: Banks Are Not Your Friend\n\n#finance #credit #CreditCard #AwardTravel \n\n","jetpack_is_tweetstorm":false},"categories":[8],"tags":[12,1569,23,1568,1565,1562,1566,1567,24,11,17,15,13,1563,1564,1485,1570],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v17.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The Pros and Cons of Credit Cards - LVA Travel<\/title>\n<meta name=\"description\" content=\"The pros and cons of credit cards, let&#039;s start with the pros. Credit card bonuses are an excellent way to generate miles or cash quickly.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lasvegasadvisor.com\/travel\/pros-and-cons-of-credit-cards\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Pros and Cons of Credit Cards - LVA Travel\" \/>\n<meta property=\"og:description\" content=\"The pros and cons of credit cards, let&#039;s start with the pros. Credit card bonuses are an excellent way to generate miles or cash quickly.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.lasvegasadvisor.com\/travel\/pros-and-cons-of-credit-cards\/\" \/>\n<meta property=\"og:site_name\" content=\"LVA Travel\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/groups\/LVAtravel\/\" \/>\n<meta property=\"article:published_time\" content=\"2019-06-12T15:52:16+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-06-12T15:54:41+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.lasvegasadvisor.com\/travel\/wp-content\/uploads\/2019\/06\/pros-and-cons-credit-cards.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"1500\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@lvatravel\" \/>\n<meta name=\"twitter:site\" content=\"@lvatravel\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mike Friedman\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.lasvegasadvisor.com\/travel\/#organization\",\"name\":\"Las Vegas Advisor\",\"url\":\"https:\/\/www.lasvegasadvisor.com\/travel\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/groups\/LVAtravel\/\",\"https:\/\/www.instagram.com\/lvatravel\/\",\"https:\/\/twitter.com\/lvatravel\"],\"logo\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.lasvegasadvisor.com\/travel\/#logo\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/www.lasvegasadvisor.com\/travel\/wp-content\/uploads\/2019\/04\/travel-logo-CIRCLE.jpg\",\"contentUrl\":\"https:\/\/www.lasvegasadvisor.com\/travel\/wp-content\/uploads\/2019\/04\/travel-logo-CIRCLE.jpg\",\"width\":986,\"height\":119,\"caption\":\"Las Vegas Advisor\"},\"image\":{\"@id\":\"https:\/\/www.lasvegasadvisor.com\/travel\/#logo\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.lasvegasadvisor.com\/travel\/#website\",\"url\":\"https:\/\/www.lasvegasadvisor.com\/travel\/\",\"name\":\"LVA Travel\",\"description\":\"Deals, Savings, Earning &amp; Burning Points\",\"publisher\":{\"@id\":\"https:\/\/www.lasvegasadvisor.com\/travel\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.lasvegasadvisor.com\/travel\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.lasvegasadvisor.com\/travel\/pros-and-cons-of-credit-cards\/#primaryimage\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/www.lasvegasadvisor.com\/travel\/wp-content\/uploads\/2019\/06\/pros-and-cons-credit-cards.jpg\",\"contentUrl\":\"https:\/\/www.lasvegasadvisor.com\/travel\/wp-content\/uploads\/2019\/06\/pros-and-cons-credit-cards.jpg\",\"width\":1200,\"height\":1500,\"caption\":\"Pros And Cons Of Credit Cards\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.lasvegasadvisor.com\/travel\/pros-and-cons-of-credit-cards\/#webpage\",\"url\":\"https:\/\/www.lasvegasadvisor.com\/travel\/pros-and-cons-of-credit-cards\/\",\"name\":\"The Pros and Cons of Credit Cards - LVA Travel\",\"isPartOf\":{\"@id\":\"https:\/\/www.lasvegasadvisor.com\/travel\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.lasvegasadvisor.com\/travel\/pros-and-cons-of-credit-cards\/#primaryimage\"},\"datePublished\":\"2019-06-12T15:52:16+00:00\",\"dateModified\":\"2019-06-12T15:54:41+00:00\",\"description\":\"The pros and cons of credit cards, let's start with the pros. Credit card bonuses are an excellent way to generate miles or cash quickly.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.lasvegasadvisor.com\/travel\/pros-and-cons-of-credit-cards\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.lasvegasadvisor.com\/travel\/pros-and-cons-of-credit-cards\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.lasvegasadvisor.com\/travel\/pros-and-cons-of-credit-cards\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.lasvegasadvisor.com\/travel\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"The Pros and Cons of Credit Cards\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/www.lasvegasadvisor.com\/travel\/pros-and-cons-of-credit-cards\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.lasvegasadvisor.com\/travel\/pros-and-cons-of-credit-cards\/#webpage\"},\"author\":{\"@id\":\"https:\/\/www.lasvegasadvisor.com\/travel\/#\/schema\/person\/55517a47a3fd16823093b50c9a91aaf3\"},\"headline\":\"The Pros and Cons of Credit Cards\",\"datePublished\":\"2019-06-12T15:52:16+00:00\",\"dateModified\":\"2019-06-12T15:54:41+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.lasvegasadvisor.com\/travel\/pros-and-cons-of-credit-cards\/#webpage\"},\"wordCount\":480,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.lasvegasadvisor.com\/travel\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.lasvegasadvisor.com\/travel\/pros-and-cons-of-credit-cards\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.lasvegasadvisor.com\/travel\/wp-content\/uploads\/2019\/06\/pros-and-cons-credit-cards.jpg\",\"keywords\":[\"Award Travel\",\"award travel credit card\",\"Cash Back\",\"cash back credit card\",\"cons of credit cards\",\"credit card\",\"credit card bonus\",\"credit card opportunity\",\"Credit Cards\",\"Miles\",\"Miles and Points\",\"Points\",\"Points and Miles\",\"pros and cons of credit cards\",\"pros of credit cards\",\"travel loyalty\",\"travel loyalty credit card\"],\"articleSection\":[\"Credit Cards\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.lasvegasadvisor.com\/travel\/pros-and-cons-of-credit-cards\/#respond\"]}]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.lasvegasadvisor.com\/travel\/#\/schema\/person\/55517a47a3fd16823093b50c9a91aaf3\",\"name\":\"Mike Friedman\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.lasvegasadvisor.com\/travel\/#personlogo\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/a4c972e1f21ce27b2a1a288a214b0a88?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/a4c972e1f21ce27b2a1a288a214b0a88?s=96&d=mm&r=g\",\"caption\":\"Mike Friedman\"},\"description\":\"Mike Friedman is the author of Frequent Flyer Miles 101, a blog for people who are new to the miles and points game. When he's not looking for new opportunities to earn miles, he's busy chasing his two kids or rooting for Boston sports teams.\",\"sameAs\":[\"https:\/\/travelzork.com\/travel\/\"],\"url\":\"https:\/\/www.lasvegasadvisor.com\/travel\/author\/michael-f\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"The Pros and Cons of Credit Cards - LVA Travel","description":"The pros and cons of credit cards, let's start with the pros. Credit card bonuses are an excellent way to generate miles or cash quickly.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.lasvegasadvisor.com\/travel\/pros-and-cons-of-credit-cards\/","og_locale":"en_US","og_type":"article","og_title":"The Pros and Cons of Credit Cards - LVA Travel","og_description":"The pros and cons of credit cards, let's start with the pros. Credit card bonuses are an excellent way to generate miles or cash quickly.","og_url":"https:\/\/www.lasvegasadvisor.com\/travel\/pros-and-cons-of-credit-cards\/","og_site_name":"LVA Travel","article_publisher":"https:\/\/www.facebook.com\/groups\/LVAtravel\/","article_published_time":"2019-06-12T15:52:16+00:00","article_modified_time":"2019-06-12T15:54:41+00:00","og_image":[{"width":1200,"height":1500,"url":"https:\/\/www.lasvegasadvisor.com\/travel\/wp-content\/uploads\/2019\/06\/pros-and-cons-credit-cards.jpg","path":"\/var\/www\/html\/travel\/wp-content\/uploads\/2019\/06\/pros-and-cons-credit-cards.jpg","size":"full","id":982,"alt":"Pros And Cons Of Credit Cards","pixels":1800000,"type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_creator":"@lvatravel","twitter_site":"@lvatravel","twitter_misc":{"Written by":"Mike Friedman","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/www.lasvegasadvisor.com\/travel\/#organization","name":"Las Vegas Advisor","url":"https:\/\/www.lasvegasadvisor.com\/travel\/","sameAs":["https:\/\/www.facebook.com\/groups\/LVAtravel\/","https:\/\/www.instagram.com\/lvatravel\/","https:\/\/twitter.com\/lvatravel"],"logo":{"@type":"ImageObject","@id":"https:\/\/www.lasvegasadvisor.com\/travel\/#logo","inLanguage":"en-US","url":"https:\/\/www.lasvegasadvisor.com\/travel\/wp-content\/uploads\/2019\/04\/travel-logo-CIRCLE.jpg","contentUrl":"https:\/\/www.lasvegasadvisor.com\/travel\/wp-content\/uploads\/2019\/04\/travel-logo-CIRCLE.jpg","width":986,"height":119,"caption":"Las Vegas Advisor"},"image":{"@id":"https:\/\/www.lasvegasadvisor.com\/travel\/#logo"}},{"@type":"WebSite","@id":"https:\/\/www.lasvegasadvisor.com\/travel\/#website","url":"https:\/\/www.lasvegasadvisor.com\/travel\/","name":"LVA Travel","description":"Deals, Savings, Earning &amp; Burning Points","publisher":{"@id":"https:\/\/www.lasvegasadvisor.com\/travel\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.lasvegasadvisor.com\/travel\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","@id":"https:\/\/www.lasvegasadvisor.com\/travel\/pros-and-cons-of-credit-cards\/#primaryimage","inLanguage":"en-US","url":"https:\/\/www.lasvegasadvisor.com\/travel\/wp-content\/uploads\/2019\/06\/pros-and-cons-credit-cards.jpg","contentUrl":"https:\/\/www.lasvegasadvisor.com\/travel\/wp-content\/uploads\/2019\/06\/pros-and-cons-credit-cards.jpg","width":1200,"height":1500,"caption":"Pros And Cons Of Credit Cards"},{"@type":"WebPage","@id":"https:\/\/www.lasvegasadvisor.com\/travel\/pros-and-cons-of-credit-cards\/#webpage","url":"https:\/\/www.lasvegasadvisor.com\/travel\/pros-and-cons-of-credit-cards\/","name":"The Pros and Cons of Credit Cards - LVA Travel","isPartOf":{"@id":"https:\/\/www.lasvegasadvisor.com\/travel\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.lasvegasadvisor.com\/travel\/pros-and-cons-of-credit-cards\/#primaryimage"},"datePublished":"2019-06-12T15:52:16+00:00","dateModified":"2019-06-12T15:54:41+00:00","description":"The pros and cons of credit cards, let's start with the pros. Credit card bonuses are an excellent way to generate miles or cash quickly.","breadcrumb":{"@id":"https:\/\/www.lasvegasadvisor.com\/travel\/pros-and-cons-of-credit-cards\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.lasvegasadvisor.com\/travel\/pros-and-cons-of-credit-cards\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.lasvegasadvisor.com\/travel\/pros-and-cons-of-credit-cards\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.lasvegasadvisor.com\/travel\/"},{"@type":"ListItem","position":2,"name":"The Pros and Cons of Credit Cards"}]},{"@type":"Article","@id":"https:\/\/www.lasvegasadvisor.com\/travel\/pros-and-cons-of-credit-cards\/#article","isPartOf":{"@id":"https:\/\/www.lasvegasadvisor.com\/travel\/pros-and-cons-of-credit-cards\/#webpage"},"author":{"@id":"https:\/\/www.lasvegasadvisor.com\/travel\/#\/schema\/person\/55517a47a3fd16823093b50c9a91aaf3"},"headline":"The Pros and Cons of Credit Cards","datePublished":"2019-06-12T15:52:16+00:00","dateModified":"2019-06-12T15:54:41+00:00","mainEntityOfPage":{"@id":"https:\/\/www.lasvegasadvisor.com\/travel\/pros-and-cons-of-credit-cards\/#webpage"},"wordCount":480,"commentCount":0,"publisher":{"@id":"https:\/\/www.lasvegasadvisor.com\/travel\/#organization"},"image":{"@id":"https:\/\/www.lasvegasadvisor.com\/travel\/pros-and-cons-of-credit-cards\/#primaryimage"},"thumbnailUrl":"https:\/\/www.lasvegasadvisor.com\/travel\/wp-content\/uploads\/2019\/06\/pros-and-cons-credit-cards.jpg","keywords":["Award Travel","award travel credit card","Cash Back","cash back credit card","cons of credit cards","credit card","credit card bonus","credit card opportunity","Credit Cards","Miles","Miles and Points","Points","Points and Miles","pros and cons of credit cards","pros of credit cards","travel loyalty","travel loyalty credit card"],"articleSection":["Credit Cards"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.lasvegasadvisor.com\/travel\/pros-and-cons-of-credit-cards\/#respond"]}]},{"@type":"Person","@id":"https:\/\/www.lasvegasadvisor.com\/travel\/#\/schema\/person\/55517a47a3fd16823093b50c9a91aaf3","name":"Mike Friedman","image":{"@type":"ImageObject","@id":"https:\/\/www.lasvegasadvisor.com\/travel\/#personlogo","inLanguage":"en-US","url":"https:\/\/secure.gravatar.com\/avatar\/a4c972e1f21ce27b2a1a288a214b0a88?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/a4c972e1f21ce27b2a1a288a214b0a88?s=96&d=mm&r=g","caption":"Mike Friedman"},"description":"Mike Friedman is the author of Frequent Flyer Miles 101, a blog for people who are new to the miles and points game. When he's not looking for new opportunities to earn miles, he's busy chasing his two kids or rooting for Boston sports teams.","sameAs":["https:\/\/travelzork.com\/travel\/"],"url":"https:\/\/www.lasvegasadvisor.com\/travel\/author\/michael-f\/"}]}},"jetpack_featured_media_url":"https:\/\/www.lasvegasadvisor.com\/travel\/wp-content\/uploads\/2019\/06\/pros-and-cons-credit-cards.jpg","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paXdM9-cO","_links":{"self":[{"href":"https:\/\/www.lasvegasadvisor.com\/travel\/wp-json\/wp\/v2\/posts\/794"}],"collection":[{"href":"https:\/\/www.lasvegasadvisor.com\/travel\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.lasvegasadvisor.com\/travel\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.lasvegasadvisor.com\/travel\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lasvegasadvisor.com\/travel\/wp-json\/wp\/v2\/comments?post=794"}],"version-history":[{"count":6,"href":"https:\/\/www.lasvegasadvisor.com\/travel\/wp-json\/wp\/v2\/posts\/794\/revisions"}],"predecessor-version":[{"id":985,"href":"https:\/\/www.lasvegasadvisor.com\/travel\/wp-json\/wp\/v2\/posts\/794\/revisions\/985"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.lasvegasadvisor.com\/travel\/wp-json\/wp\/v2\/media\/982"}],"wp:attachment":[{"href":"https:\/\/www.lasvegasadvisor.com\/travel\/wp-json\/wp\/v2\/media?parent=794"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.lasvegasadvisor.com\/travel\/wp-json\/wp\/v2\/categories?post=794"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.lasvegasadvisor.com\/travel\/wp-json\/wp\/v2\/tags?post=794"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}