Last week I discussed some facts, myths, and misconceptions that some people have about credit cards. If you haven’t read it, be sure to check it out! Now for Part Two. If I don’t use my credit card, won’t they close the account? Maybe; it depends on the individual company. Usually, the time it takes […]
Credit Facts and Myths Part 1
Over the years in my interactions with family, friends, and acquaintances both in person and online, I’ve been privy to various (mis)conceptions that people have about credit and I would like to address some of them. You shouldn’t pay off your credit card in full, because carrying a balance and paying interest results in a […]
4th of July in Las Vegas
In Las Vegas, July 4th celebrations will take place from Saturday June 30 through Saturday July 7. Please note the days of the following events, which we’ve italicized for emphasis. Downtown Rocks – July 4th Free Concert – Fremont St. Experience As part of the Downtown Concert Series, you can see Billy Ray Cyrus […]
Authorized Users
Many people are unaware of the fact that nearly all credit-card issuers allow cardholders to grant other people access to use their credit. Joint bank accounts, loan co-signers, and mortgage co-borrowers are fairly regular things, so why not a credit card that can be used by two or more people? Those with access to use […]
Knights on Ice — 4 for 4
The 2017-2018 NHL season ended on June 7, 2018, when the Washington Capitals defeated the Vegas Golden Knights 4-3 in Game 5 of the Stanley Cup Final. Vegas was just three victories short of doing the impossible. But nothing, and I mean nothing, will ever diminish what this season meant, not only to the VGK […]
Maximizing Your Credit Age
Your credit age is the average amount of time your accounts (credit cards and loans) have been open. Although your real age isn’t a factor in your credit score, having a lengthy credit age matters. A high credit age is of medium importance when it comes to your credit score. Low utilization, on-time payments, and […]
Knights on Ice — Looking At 2018-2019
Even though we’re already less than four months away from opening night for the 2018-2019 season, the next order of business starts almost immediately: Who’ll be on the roster the first week in October? This is how the core group of 25 players from this past season looks going forward. The VGK currently have four unrestricted […]
Understanding Your Credit Score
In my last post, I discussed methods for obtaining and monitoring your credit report. In this post, I examine what factors go into determining your credit score. Keep in mind that credit reports and scores exist so that creditors can determine how much of a risk you are. Some things you think would be relevant […]
Knights on Ice — IN JUST 2:31
In just 2:31, the story of all stories ended. The unexpected never did materialize. The movie that’ll be made won’t have the feel-good fairy-tale ending, the one that everyone, except the Washington Capitals and the sports books managers, would have loved to witness. But it’s still a tale for the ages, an instant legend that won’t be […]
Knights on Ice — Frustrating And Demoralizing
It’s frustrating to have come this far and now be faced with a task that may seem impossible. But is it really? After all, we’re talking about the Vegas Golden Knights. The impossible started in October and continued right up until May 30, with Vegas suffering its first loss in the Stanley Cup Final in […]

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