Coach knew the proper play, so I give him credit, but you can't blame the kid. He's not getting paid a dime and he has a chance to score on national TV. C'mon, cut him some slack. Being that excited, all he's thinking about is the end zone. I don't call that selfish - that's called being an excited kid. Unless the coach specifically told his entire defense to go down and NOT advance any turnover, you can't crucify the guy. Look, Miami deserved to cover, but don't blame the Maryland DB. What happened there is just bad luck - a bad beat.
What Westbrook did for Philly, falling down before the goal line (maybe 2 years ago?), is a PROFESSIONAL move. He also makes a few million $$$ a year. These kids aren't pros, they're kids. I still remember a playoff game where SD picked off Tom Brady and the defensive guy fumbled it back to New England and cost them the game. Now that's a costly blunder - and SD (I think?) had the top seed in the AFC that year. It might have cost them a Super Bowl trip, as they would have had home field throughout the playoffs. If you're a Charger fan, that's one to pull your hair out over - not this.