I go to downtown Indy 2-3 times a week - and its not the least bit unsafe. SOme buildings are still boarded up from the protests that happened after the police shootings this past Summer. They were not repaired. Most of those businesses / restaurants are closed or hae their people working from home because of COVID.
The downtown residential areas are booming like they have been for the last 12 years. And They just opened a huge restaurant /bar complex in downtown Indy's nighlife district even in the midst of the COVID pandemic
And its pretty awesome