Why the Democrats will lose the shutdown battle

Originally posted by: tom

Democrats only want to discuss spending more money on Obamacare 

 

Liberal motto - if our bad idea doesn't work spend more money on it. 


Can you answer the question?  Do you support the Trump "plan"? 

Originally posted by: Dealer1

Can you answer the question?  Do you support the Trump "plan"? 


The outline he proposed sending checks to people to buy their insurance on the open market has some merit. 

Originally posted by: tom

The outline he proposed sending checks to people to buy their insurance on the open market has some merit. 


In other words, condemning individuals to the tender mercies of the gigantic insurance companies without regulation?  So, you think that is the "plan" that will be "cheaper and cover everyone"?  By the way, every year of Obama Care an additional 18-20 million Americans have had health insurance,  Trump's Medicaid changes are about to kick 10million off, in addition to those priced out by the current Republican budget.   Thanks, but I'll take Obama Care.

The Trump plan; excoriate, bemoan, denigrate, or align with at will. Both potentially good and potentially bad aspects depending on which side of the creek resided on are acknowledged in this article doc:

 

 

 

https://smartasset.com/insurance/trump-healthcare

 

 

Universal and affordable (single payer program) healthcare for everyone in the US remains mythical. There are tradeoffs in achieving that long-seeked national goal as evidenced by such programs in Canada, France, Germany, and the UK. It's not all butterflies and rainbows in those locales.The complexities of the US healthcare system don't lend themselves to some sort of utopian/ panacea world where the entire lot is satisfied and jolly about conditions. That partially explains why arrival at some semblance of consensus on this issue is so damned difficult.

Edited on Nov 9, 2025 1:02pm

Originally posted by: tom

The outline he proposed sending checks to people to buy their insurance on the open market has some merit. 


Can you explain to me how this "US open market" works?

 

Can you show me how you access this market?

Search/Google "open market health insurance".  I did just to answer Max's question.

 

I was asked to enter zip code, DOB, gender, then name, etc.  I didn't do all that, as I don't want my email flooded.  It might be already just from what I did.  Based on my age it wanted to direct me straight to Medicare plans.  At that point I quit.

 

But that is one way to explore the insurance "open market." 

Edited on Nov 9, 2025 1:47pm
Originally posted by: O2bnVegas

Search/Google "open market health insurance".  I did just to answer Max's question.

 

I was asked to enter zip code, DOB, gender, then name, etc.  I didn't do all that, as I don't want my email flooded.  It might be already just from what I did.  Based on my age it wanted to direct me straight to Medicare plans.  At that point I quit.

 

But that is one way to explore the insurance "open market." 


Did it take you to your state "Obamacare" marketplace? Insurance is regulated by each state; in my state, the marketplace is the only way to buy individual health insurance. Many people who have had employer or government-provided health insurance don't understand what self-employed people or very small businesses have available to them.

 

You have to dig deeper to find what is offered. Also, keep in mind that all types of insurance are based on the law of large numbers; it has to be. The insurance companies also must control for "adverse selection", the fact that people who need the insurance the most will buy it, but they need a larger pool to achieve the large numbers they need.

Can you show me how you access this market?

 

How Many Health Insurance Companies In The US The number of health insurance companies in the United States has exceeded 900, offering diverse health coverage plans to millions of Americans and their employers. The top 10 largest health insurers by market share at the national level were UnitedHealth Group, Humana, CVS (Aetna), and UnitedHealth Group.

 

Various govt regulations limit people's access but a change in regulations would open the market.

 

Yes Yes, private health insurance is available in Canada. Many Canadians obtain private health insurance through their employers, which covers costs for services not included in public plans, such as prescription drugs, dental care, and vision care. Additionally, individuals can purchase personal health insurance policies to cover out-of-pocket expenses for services not covered by public insurance

 

There are tradeoffs in achieving that long-seeked national goal as evidenced by such programs in Canada, France, Germany, and the UK.

 

Universal health countries in these countries is a myth.  These countries offer private health coverage which pays for items not covered and fastermore accessible service.  For example here is Canada.

 

Private health insurance is available in Canada. Many Canadians obtain private health insurance through their employers, which covers costs for services not included in public plans, such as prescription drugs, dental care, and vision care. Additionally, individuals can purchase personal health insurance policies to cover out-of-pocket expenses for services not covered by public insurance

Originally posted by: tom

The outline he proposed sending checks to people to buy their insurance on the open market has some merit. 


Um.....that's what the Obamacare subsidies do.    
You and David are equally ignorant about the topic

Originally posted by: tom

 

 

Various govt regulations limit people's access but a change in regulations would open the market.

 

 


Yeah, that's been talked about for decades, never happens.

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