ATM fees

I never have used an ATM in Las Vegas, but I had a relative call me and asked me where a "normal" ATM machine could be located near the Strip without outrageous fees? 

If you have a car you can go 1 mile east or west and find a bank.  I would rather pay the fee 1 time than risk getting rolled leaving a 7-11. 

I believe the LVA may have a FAQ that covers this issue.  Personally,  the fee is better than walking back with a load of cash.  

Casino Royale. $3 as of Jan 2025.

I have Bank of America Never used in Las Vegas. My son has found ATM machine.Had to drive a bit.My experience has been if I have to use a alternate bank.Bank of America will refund fee. Just a hussel to call or chat with a agent.

An interesting thing happened to me this week.  I went to a casino ATM to withdraw some cash from my checking account.  I entered the full amount I am able to withdraw daily (my daily limit), have done this a few times during Vegas trips over the years. 

This time the fee was over $11.00.  THEN, for the first time ever, the screen told me I had requested an amount "over your limit".  HUH???  It appeared the fee was added to the amount requested.  For example: limit $500.  Amount requested $500.  Machine adds fee to 'amount requested', making it a total of $511.00, exceeding the daily limit.

In the past the fees just appeared in my bank statement separate from with withdrawn $$ amount.

So, I said OK, thanks, nevermind, I didn't need the money anyway.  Transaction cancelled.

Candy

It's especially egregious because

a) You're paying for a few gigabytes of data to be sent over a phone line and perhaps two minutes' worth of electricity to operate the ATM;

b) The casino benefits greatly from you being able to replenish your bankroll with little trouble and then proceed to lose more than you would have if you had been forced to quit.

I would NEVER patronize a casino that charged those fees, even if I never went for it myself. I don't like or do business with gougers.

    For what it is worth, the ATM fees at South Point have remained the same for years - $3.95 per transaction.

My experience has always been, for many years, that the ATM fee is added to the amount withdrawn as the total transaction amount.   It has to be, how else can be the bank be sure that the account has enough cash to pay the fee?  So, if you have a $500 withdrawl limit, and a $11 ATM fee, you shouldn't attempt to withdraw more than say $485 or so, to keep to total under the limit.

I get that, and got it, and had I needed the cash that badly I would have gone back and reduced the amount requested to insure that the fee didn't add on to exceed my allowed daily withdrawal.  My experience has been different than yours, AKQJ10, though I'm not doubting you.  I had always entered my limited amount, and always received that amount, with the fee(s) (ATM fee plus my bank fee for doing business with another) showing up on my bank statement.  And I had used that particular casino's ATM in the past without the fee making me over my limit.

Candy

The federal banking law is that the withdrawal and the fee charged by the company operating the ATM are entirely separate transactions. A bank actually cannot legally deny you access to your money if a fee they charge, either internally or externally, would then reduce your balance below zero.

This is not to say that banks don't routinely violate that law.