I've had my checking account and 2 cards hacked. The checking account someone made a copy of my check and actually cashed a big check out of my account. The bank reimbursed me for every cent since they were the idiots who let the fake check clear. The 2 credit cards were crooks running random combinations of numbers hoping to hit a legit account, once again I was made whole. They threw up a red flag because either the expiration or the CCV number didn't match. Long story short is that having your account hacked is a pain in the butt, but really no financial big deal. Full identity theft is a totally different matter. -Russ