Las Vegas ATM Fee's Now $11.99 at Caesars

I don't know of a single mainstream AmEx, Chase, Citi, etc card that charges a monthly fee for any of the affinity card.   Annual fee, yes.   Monthly, no.   Annual fee is offset by signup bonuses (EASY to get assuming you don't have a deadbeat credit score).   

Signup, score bonus, cancel card.   Rinse.  Repeat.   

Maintain an AP mindset and the money management takes care of itself.  I know the bankroll I need to stay within the risk of ruin each trip.   This is fundamental AP 101.  

No AP would dare carry a monthly credit card balance. 

What mannydogpro said about churning credit cards. According to my Award Wallet, I currently have 1,919,962 points and miles valued at $30,252, and that's after booking and mostly paying for - with points and miles - about a month's worth of travel over the next year to Europe and the Caribbean.

But Kevin, friends don't let friends use debit cards. First, you lose a lot of your fraud protections. If you are a victim of identity theft regarding your debit card, good luck. But with most credit cards, you're covered. If a vendor tries to defraud you, fill out a form on the credit card site and voila, get your money back. I once had Amex return my money - admittedly for a small amount - the moment I submitted my claim. Try doing that with a debit card.

And I have three devices that were replaced or refunded because of the extended warranty provided by my payment card, not to mention my free cell phone insurance provided by one of my Amex cards that saved me twice. 

And speaking of Vegas, this Saturday I'll be at the Foutainbleu (where we don't intend to gamble) to pick up a $300 food comp and a $300 spa comp for me and the wife all because we can tier match with Hard Rock Icon (where we don't gamble) because we tier matched that with a Caesars Diamond (where we don't gamble) because we matched that with a Wyndham Hotels status (where we rarely stay) all because we each have a particular credit card.

I'm thinking that all of the above is a better deal than the Emerald Island breakfast.

To each his own. You don't get to Plutonium Emperor tier or whatever for nuthin'. One way or the other, you pay or will have paid 

And my bank has refunded a disputed charge on my debit card multiple times, with no hassle.

But you dont have access to the disputed $ during that process on an ATM card.   When disputing on a credit card you have 0 liability. 

And, like casino AP, SOMEONE is paying to keep the lights on, but it's not the advantage players.   Same goes with AP credit card hustling and the banks.   Believe me, I'm not adding to the banks bottom line.  I hustled Chase so hard last year, they sent me a 1099 for all the bonus $/pts I worked them for. 

But if you want to avoid this area of AP and believe there's no edge...to each their own. 

I am with you Manny, and thanks for the tips

Since I have card that reimburses me for ATM withdrawal fees, I've been compiling a list of fees during the last couple of months.  Caesars Resorts still has the honors at $11.99.   Wynn, Bellagio and Circa were $9.99,  The D $8.99, Four Queens $5.99, and South Point $3.75 

A WSJ article I read last year said that the cost to banks of executing one ATM transaction is about 0.3 cents. Nice profits!

Casino Royal was mentioned multiple times as a cheap option.  

Does it have a limit?  I have seen some ATMs have a limit of $300. So in that case I would need to do it 5 times to have a decent amount of cash and in tern that would just become a $15 fee.

If Casino Royal does allow a decent amount,  is the ATM a single stand alone ATM or is it all of the regular ticket/bill breaker/ATM machines?

You need fifteen hundred bucks to have "a decent amount of cash" for one evening's gambling? In that case, I suggest that you deposit some "upfront money" at the cage of your favorite casino (if you lose $1500 in one night, they'd roll out the red carpet for you). You can withdraw it directly at any time, or sign a marker in the pit.

You can do the initial funding by sending them a bank check ahead of time, asking to open up a cage account, and giving that check time to clear. And should you score a big win, you'll be able to deposit the cash right back into that cage account. At the end of your trip, they'll cut you a check or give you cash for what's left. Easy. 

My vet has a sign:  because of the costs to them when customers pay by credit card, they will add a small charge to the bill.  No additional charge for use of debit card.  It is a relatively small clinic, so I'm OK using my debit card there, and a few other places, e.g. liquor store.

The disadvantage is that I don't carry my checkbook around to record the transaction right then.  But it shows up on my bank statement so really no big deal.

But for sure I mostly use the credit card for the reasons stated, especially the protections.

Adding:  The only "monthly" fee I'm aware of on any credit card would be if it isn't paid in full one month, a percentage is added on for the next month.

Candy