Did Redskins play too well to cover the spread?

(If that is the correct term for losing by less than where the line is set.)

Seattle was favored by 7.5, and driving deep into Redskin territory with a 7 point lead late in the game. With less than a minute left Seattle kicked a field goal on fourth down. Had Seattle picked up one more first down, am sure that they would have run out the clock and won by seven. But good defense at a bad time ended up costing the Redskins three points.

I know the Redskins don't care how much they lost by, but it sure was a kick in the pants for those who bet that side. Does this type of situation happen often?
Believe the reverse happened this past Monday night. Steelers were favored by 5.5 and had the ball on the last possession of the game with a three point lead. If the Titans had been able to force a fourth down, the resulting field goal would have allowed the Steelers to cover the spread. Instead the Steelers were able to run out the clock for a three point victory.

I probably wouldn't have noticed the similarity in these two situations except I was on the wrong side both times!
Similar situation again in Dolphins-Jets.

Again I was on the wrong side.