Fezz -- Not to sound kiss ass, but if anybody feels that they are owed an apology from you, they clearly don't get it. The one exception may be the person who happened to joined today. Otherwise, the sum of what I have received indirectly from your insight far exceeds what I could have possibly lost in a day, or even a year for that matter. I learned a few years ago from the old fezziksplace that it is not about following the picks, it is about understanding the thought processes.