435 CHI +3.5
I don't like Kapernick facing off in primetime against the best defense he's ever seen in his life to date. You know SF is going to try to protect him by letting him so as little as possible, and is going to try to let its defense win the game.
SF's best case scenerio smells like a FG win, at best. Conversely, CHI's best case scenario is an out right win.