I inherited a condo in Florida from my mother. I had insurance on the condo until 2010. One day when I was down there, I noticed water in one hallway. I mopped it up and went back home. When I spoke to a handy man that had the key to the condo, he said he thought our water heater was leaking. So I paid him and my mother's housekeeper to vacuum up the water and replace the water heater.
After a few weeks, the water was still pouring into the condo from above my water tank. When my grand niece came into the condo to inspect it, the water had not only flooded the hallway, but had also started wetting the carpet in the two bedrooms. One of the people with her and her lawyer shut off the water to the condo. A few weeks later, there was still water leaking into the condo. Obviously, it wasn't my water tank since it had been replaced and the water was shut off. I again sent people into the condo to vacuum up the water and clean up the mold that was forming as a result of the leak. It seems that the leak was either coming from the pipes between the floors or from my upstairs neighbor.
I feel the condo association should clean up the mess and take care of any damage that resulted from the leak.
But since I had insurance on the condo at the time of the leak, can I still make a claim even though I don't have insurance on the condo now? I was insured at the time of the leak. Do I have a leg to stand on in order to make this claim if the association doesn't take care of it? Since I hardly go down to Florida to check on things, and only can go by what my handyman says or a neighbor who's familiar with the condo, what can I do after so many years have passed? All help would be appreciated.
After a few weeks, the water was still pouring into the condo from above my water tank. When my grand niece came into the condo to inspect it, the water had not only flooded the hallway, but had also started wetting the carpet in the two bedrooms. One of the people with her and her lawyer shut off the water to the condo. A few weeks later, there was still water leaking into the condo. Obviously, it wasn't my water tank since it had been replaced and the water was shut off. I again sent people into the condo to vacuum up the water and clean up the mold that was forming as a result of the leak. It seems that the leak was either coming from the pipes between the floors or from my upstairs neighbor.
I feel the condo association should clean up the mess and take care of any damage that resulted from the leak.
But since I had insurance on the condo at the time of the leak, can I still make a claim even though I don't have insurance on the condo now? I was insured at the time of the leak. Do I have a leg to stand on in order to make this claim if the association doesn't take care of it? Since I hardly go down to Florida to check on things, and only can go by what my handyman says or a neighbor who's familiar with the condo, what can I do after so many years have passed? All help would be appreciated.