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Originally posted by: malibber
You simply don’t understand how the current medical system with private insurance works. If you get really sick to the point of needing an organ transplant the whole private insurance system is designed to kick you off of private insurance as quickly as possible and on to Medicaid. For example if you can no longer work because you’re so sick you need an organ transplant do you really think you can afford to pay $1500k+ per-month cobra premiums plus your co-pays and deductibles while you are not working? Even if you’re one of those rare people that can cobra only last 18 months, and soon you will be moving on to spend down your assets to qualify for Medicaid. So you’re mischaracterizing these people on the transplant list as most of them were hardworking people that had jobs and insurance before they got sick. They weren’t living their lives depending on the charity of others. The only thing they are guilty of is falling for the false sense of security that is called private insurance. We even had a regular here at LVA that died awhile back that had been an attorney, but was on Medicaid because of the severity of his illness.
Originally posted by: malibber
You simply don’t understand how the current medical system with private insurance works. If you get really sick to the point of needing an organ transplant the whole private insurance system is designed to kick you off of private insurance as quickly as possible and on to Medicaid. For example if you can no longer work because you’re so sick you need an organ transplant do you really think you can afford to pay $1500k+ per-month cobra premiums plus your co-pays and deductibles while you are not working? Even if you’re one of those rare people that can cobra only last 18 months, and soon you will be moving on to spend down your assets to qualify for Medicaid. So you’re mischaracterizing these people on the transplant list as most of them were hardworking people that had jobs and insurance before they got sick. They weren’t living their lives depending on the charity of others. The only thing they are guilty of is falling for the false sense of security that is called private insurance. We even had a regular here at LVA that died awhile back that had been an attorney, but was on Medicaid because of the severity of his illness.
You are mistaken when you assume I don't understand how it works. Believe me when I tell you, I completely understand how it works. My point is, organ transplants cost a fortune, and often delay death for a short amount of time. Further, many of those people who need them are suffering from something akin to self-inflicted wounds (not all, to be sure, but a large number - liver transplants from Hep C destruction, kidney transplants due to type II diabetes.... stuff that could have been avoided had people taken care of themselves better).
There are about 100,000 solid organ transplants are performed every year worldwide. Of this figure, 68,300 are kidney transplants, 19,900 are liver transplants, 5,200 are heart transplants, 3,250 are lung transplants and 2,800 are pancreas transplants. Overall, renal transplants account for almost 69% of all solid organ transplants, worldwide. The sad reality is that most cases of organ diseases are completely avoidable, with simple dietary and lifestyle adjustments.
Transplants are not cheap:
Organ Average Cost
Heart $148,000
Kidney $51,000
Liver $235,000
Pancreas $70,000
Heart/Lung $210,000
Source: Battelle Institute/Seattle Research Center
Does that mean we throw them to the wolves? No, but it also means that I don't want to have to pay much higher insurance premiums to fund the repair work.
Everyone on this board, take a look at how much you pay in insurance premiums. Is it not high enough for you? If we mandated private insurance coverage for these procedures, doesn't it follow that they'll go up? Does that make you happy? Does that seem like good public policy? Will that create more jobs or less jobs in the future? Does that make America more or less competitive, globally?
Malib, the Medicare shuffle game you cry is so unfair happens, voluntarily, all the time for nursing home coverage. People get real poor real fast (quick, nephew, take this $50k and hide it!) then go on the Government tit. For lefties (like you?) that's good, because your agenda is all about a larger, more intrusive government, and control of the citizenry/sheeple. For freedom lovers like me though, that's a bad thing.
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