Auto insurance

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Originally posted by: Roulette Man
The question here is whether Double D came out exactly on time.

I used to know a girl whose Double-D's came out regularly, if not exactly on time.



Quote

Originally posted by: Roulette Man
The question here is whether Double D came out exactly on time. If so then it was his parents fault for not fornicating on the right date. If Double D came out early, then it isn't their fault.
Wait a minute ! WAIT A MINUTE ! ! !
As DonDiego explicitly stated his parents copulated; they did NOT fornicate. In fact by the time DonDiego "came out", as Roulette Man so eloquently put it, they had been married just shy of 5 years.

And, more to the point of qualifying for USAA insurance, DonDiego did not come out early. Why would he? He was quite comfortable floating in a comfortable temperature controlled, quiet, protected environment with all the nourishment he needed. He was in absolutely no hurry to "come out early".

And besides, back then one couldn't expect access to the internets at all, but there wasn't even a television in the house when he got there. Or air-conditioning. Heckfire, the heating system was a coal furnace in the basement with grated vents in the floors above.

No. Poor little DonDiego was forced into that birth canal against his will. Sheesh ! It was like 5:00am ! He did not exit early. If anything he might have delayed his birth by at least a few minutes just grabbing onto the walls of the uterus on the way out.

It was not his fault.
WOW, talk about a tread veering off topic, I save few bucks on car insurance to Don Diegos extolling the pros of uterian comforts.
Lets see..

Boobies----check
uterus --- check

just need beer ----- check



I didn't do it. It's all DonDiego's fault.

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Originally posted by: clcjim
I didn't do it. It's all DonDiego's fault.

Fink !
I drew # 305 ...I slept very well that night , especially after a celebratory pint of Old Rocking Chair purchased at that one party store known for selling to minors . Bob
Quote

Originally posted by: pjstroh
Its also worthwhile to do some homework as to what insurance companies take care of their customers vs the ones that dont. Consumer Reports did a ranking...and I'm sure you'll find similar rankings from other places on the net.

Allstate and State Farm get horrible ratings when it comes to honoring claims. I found that out last year when Allstate told me I was the only person in my neighborhood that didn't suffer roof damage from a hail storm. I had to get an adjuster to go after them to get my claim honored.

You're better off with Geico.


PJ is correct when saying State Farm is HORRIBLE when it comes to honoring claims.

Going back a few years, our roof sustained moderate damage from an F0 rated twister. Having been with State Farm for OVER 30 years, with only 1 other homeowner claim (hail damage some 10 years earlier), you would think it would be a breeze for SF to honor the claim. NOPE. They hem-hawed, put us off, stalled, ect.... anything they could think of to not honor the claim. Had a huge blue tarp covering our roof for over 1 year.....while State Farm dragged their feet. Finally, I visited a lawyer, and had the attorney draft up plans for a lawsuit against State Farm. It's only when State Farm realized they were being sued (after I marched into their office and made quite the scene) is when they finally honored the claim.

As soon as their check cleared, we dumped State Farm. Everything. Homeowners, multiple cars, ect...

State Farm is a horrible company. Run by crooks looking to steal the bread from your children's mouth. I would NEVER do business with that company again....even if their premiums were .01 cent every 6 months.



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Originally posted by: marcisdaveState Farm is a horrible company. Run by crooks looking to steal the bread from your children's mouth. I would NEVER do business with that company again....even if their premiums were .01 cent every 6 months.

I had my home insurance through State Farm when a pretty strong hail storm rolled through my neighborhood. I was concerned that the tree in my front yard wouldn't survive having more than half of the leaves stripped from it, but I didn't even think about roof damage because there weren't any leaks. Three days after that storm, a State Farm agent rang my doorbell. He was there because their agency knew there was hail damage to roofs in that neighborhood. He had a check for the estimated cost to re-shingle my roof, less my deductible. I didn't even have to file a claim. I probably wouldn't have filed a claim because I was unaware of any damage.

Sorry to hear State Farm crooks stole bread from your children....
I believe that much has to do with your local agent, any company.
They make money when we buy the insurance and pay premiums.

Good agents will strive to sustain good clientele, keep us from jumping ship.

If the local agent/office is on solid footing they can be proactive in evaluating and paying claims. Paid claims come out of the agent's pocket at some level.

Agents come and go, retire, quit the business, die off. A new agent taking over for that area may not be on solid footing and [try to] deny claims without even trying.

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