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Originally posted by: pjstroh
Its also worthwhile to do some homework as to what insurance companies take care of their customers vs the ones that dont. Consumer Reports did a ranking...and I'm sure you'll find similar rankings from other places on the net.
Allstate and State Farm get horrible ratings when it comes to honoring claims. I found that out last year when Allstate told me I was the only person in my neighborhood that didn't suffer roof damage from a hail storm. I had to get an adjuster to go after them to get my claim honored.
You're better off with Geico.
PJ is correct when saying State Farm is HORRIBLE when it comes to honoring claims.
Going back a few years, our roof sustained moderate damage from an F0 rated twister. Having been with State Farm for OVER 30 years, with only 1 other homeowner claim (hail damage some 10 years earlier), you would think it would be a breeze for SF to honor the claim. NOPE. They hem-hawed, put us off, stalled, ect.... anything they could think of to not honor the claim. Had a huge blue tarp covering our roof for over 1 year.....while State Farm dragged their feet. Finally, I visited a lawyer, and had the attorney draft up plans for a lawsuit against State Farm. It's only when State Farm realized they were being sued (after I marched into their office and made quite the scene) is when they finally honored the claim.
As soon as their check cleared, we dumped State Farm. Everything. Homeowners, multiple cars, ect...
State Farm is a horrible company. Run by crooks looking to steal the bread from your children's mouth. I would NEVER do business with that company again....even if their premiums were .01 cent every 6 months.