Costco was mentioned recently(Mal I believe) and how it conducts business. They do have a successful business model that is working very well.
https://finance.yahoo.com/blogs/michael-santoli/cheap-chickens
"Since Obamacare became law in 2010, big retail chains have been prominent among the private employers shunting workers off their insurance rolls and onto public health care exchanges. Home Depot (HD) and Trader Joe’s each announced such plans in recent months for part-timers.
Costco store: Credit APCostco Wholesale (COST), though, went the other direction, creating a partnership last year with Aetna (AET) to offer personal-insurance plans designed to be cheaper than at the state exchanges...."
https://finance.yahoo.com/blogs/michael-santoli/cheap-chickens
"Since Obamacare became law in 2010, big retail chains have been prominent among the private employers shunting workers off their insurance rolls and onto public health care exchanges. Home Depot (HD) and Trader Joe’s each announced such plans in recent months for part-timers.
Costco store: Credit APCostco Wholesale (COST), though, went the other direction, creating a partnership last year with Aetna (AET) to offer personal-insurance plans designed to be cheaper than at the state exchanges...."