The new health care law, how's it working??

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Originally posted by: pjstroh
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Originally posted by: hoops2
Medicare & SS is a tax which the govt can do. The bill was written as requiring people to buy insurance, a huge difference! As mentioned by others by allowing the mandate opens the legal door for examplethat the Feds can require people to bu GM cars.


I've bookmarked this post because anytime we debate the tax burden of the wealthy class vs the middle class you specifically state that Medicare and Social Security taxes are not to be considered in that equation.

But back to the point....

Both Medicare and SS are commerical services the government mandates you participate in. The funding is a tax - which you can desperately say makes them different from the new health care bill - but nevertheless it refutes the point made in this thread that the government can not mandate commerce. It can. The upcoming debate in the Supreme Court is not about the gov being able to mandate commerce it is going to be over symantics of its funding - calling it a tax vs non-discretionary spending.


You really don't understand the difference? Really? Let me help you....

a) nobody 'forces' you to participate in either SS or Medicare. Don't earn a wage and see how much of those taxes you pay

b) the constitution allows for taxes. It's in there, trust me. I'll save you the embarrassment of pointing out the specific places where it's mentioned, but feel free to do your own research.

c) when Bush jr tried to allow for people to opt out of SS (and maybe Medicare, someday), the left went ballistic - can't have those silly, stupid citizens actually keeping their own money and making their own choices, after all. That would erode Federal power for chrissakes...

d) let me be clear on this: if Reid and Pelosi weren't such pussies, they could have made a single payer system (or just subsidized those without HC insurance, since 85% of people LIKE their current coverage), and funded it through new, constitutional taxes. They didn't. They are pussies.

e) they can't call this mandated purchase a tax because that brings up an entirely different constitutional challenge - the fact that direct taxes (that's actually the technical term for them) must abide by capitation - the idea that each state pays an equal proportion in relation to their population. The income tax gets around this through the 16th amendment. Obamacare's mandated purchase wouldn't meet that test, since its skewed by states with lots of kids (think: Utah), the injuns are exempt, etc.

Feel free to ignore point e), since if you don't understand the Commerce Clause, there's no fckn way you'll understand that.
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Originally posted by: chefantwon
The new health care law, how's it working??
Well, . . . as of 1 January 2011 it has halted construction of 45 physician-owned hospitals.
Ref: Investor's Business Daily
Timeline of the healthcare bill implementation.

Feel free to note the parts you think are bad for the American Public..... or alternatively you can continue to ignore all of the components and pretend its just a government takeover with death panels or something...

https://www.whitehouse.gov/healthreform/timeline

2010
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- No Discrimination Against Children With Pre-Existing Conditions.
- Prohibits Insurance Companies from Dropping Coverage.
- Eliminating Lifetime Limits on Insurance Coverage.
- Regulating Annual Limits on Insurance Coverage.
- Forum for Appealing Insurance Company Decisions.
- Small Business Health Insurance Tax Credit
- Relief for Four Million Seniors Who Hit the Medicare Prescription Drug "Donut Hole."
- Free Preventive Care included in all insurance.
- Crack Down on Health Care Fraud.
- Access to Insurance for Uninsured Americans with Pre-Existing Conditions.
- Extending Coverage for Young Adults to age 27.
- Coverage for Early Retirees.
- Holding Insurance Companies Accountable for Unreasonable Rate Hikes.
- Payments for Rural Health Care Providers.


2011
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- 50% Prescription Drug Discounts for Seniors
- Free Medicare Preventive Care for Seniors.
- Improved Care for Seniors After They Leave the Hospital.
- Funding for Community Health Centers.
- Law requires 80-85% of private insurance premiums be used strictly for patient care (not profit)
- Stop Medicare overpayment to private Medicare Advantage plans (corporate welfare)

2012/2013
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- Increased funding for preventative care and screenings
- Increased funding for Medicare Doctor remibursement


2014
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- No Discrimination Due to Pre-Existing Conditions or Gender (all ages)
- Eliminating Annual Limits on Insurance Coverage.
- Ensuring Coverage for Individuals Participating in Clinical Trials.
- More tax credits for Middle Class Insurance
- Establishing Health Insurance Exchanges.
- 50% tax credit for small businesses to provide health insurance for employees
- Insurance Mandate for everyone who can afford coverage to buy it







PJ, do you know what the meaning of "relief" is for people in the donut hole?????

About $250.00

My mom is right smack in the middle of the donut, so I am quite aware of the discount.

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Originally posted by: chefantwon
PJ, do you know what the meaning of "relief" is for people in the donut hole?????

About $250.00

My mom is right smack in the middle of the donut, so I am quite aware of the discount.


Yes, $250....and a 50% discount on prescription drugs....and free preventative screenings and annual physicals....and increased coverage for post hospital care...and everything else on the list.

Pretty insignificant, huh? ...especially when you consider the new law reduces the deficit over the system you support we revert back too.
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Originally posted by: pjstroh
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Originally posted by: chefantwon
PJ, do you know what the meaning of "relief" is for people in the donut hole?????

About $250.00

My mom is right smack in the middle of the donut, so I am quite aware of the discount.


Yes, $250....and a 50% discount on prescription drugs....and free preventative screenings and annual physicals....and increased coverage for post hospital care...and everything else on the list.

Pretty insignificant, huh? ...especially when you consider the new law reduces the deficit over the system you support we revert back too.


Yea, a 50% discount. WoW!! It really pays for those $300.00 drugs, not to mention the other 3 to 5 other ones you have to buy at the same time.....

Oh, I did forget the 3 months one must pay full price for their meds.... Of course folks do forget about all of the rest of what gets covered.

My mom also has a $150.00 deductable before any drugs get covered by a third party policy. You forgot about those as well.
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Originally posted by: chefantwon
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Originally posted by: pjstroh
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Originally posted by: chefantwon
PJ, do you know what the meaning of "relief" is for people in the donut hole?????

About $250.00

My mom is right smack in the middle of the donut, so I am quite aware of the discount.


Yes, $250....and a 50% discount on prescription drugs....and free preventative screenings and annual physicals....and increased coverage for post hospital care...and everything else on the list.

Pretty insignificant, huh? ...especially when you consider the new law reduces the deficit over the system you support we revert back too.


Yea, a 50% discount. WoW!! It really pays for those $300.00 drugs, not to mention the other 3 to 5 other ones you have to buy at the same time.....

Oh, I did forget the 3 months one must pay full price for their meds.... Of course folks do forget about all of the rest of what gets covered.

My mom also has a $150.00 deductable before any drugs get covered by a third party policy. You forgot about those as well.



50% discount is "Wow". Of course, if you feel the 0% discount your mom got before was a better deal than by all means join your GOP brethren in their quest to revert back to the system we had previously....the one that added to the deficit instead of reducing it.
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Originally posted by: pjstroh
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Originally posted by: chefantwon
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Originally posted by: pjstroh
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Originally posted by: chefantwon
PJ, do you know what the meaning of "relief" is for people in the donut hole?????

About $250.00

My mom is right smack in the middle of the donut, so I am quite aware of the discount.


Yes, $250....and a 50% discount on prescription drugs....and free preventative screenings and annual physicals....and increased coverage for post hospital care...and everything else on the list.

Pretty insignificant, huh? ...especially when you consider the new law reduces the deficit over the system you support we revert back too.


Yea, a 50% discount. WoW!! It really pays for those $300.00 drugs, not to mention the other 3 to 5 other ones you have to buy at the same time.....

Oh, I did forget the 3 months one must pay full price for their meds.... Of course folks do forget about all of the rest of what gets covered.

My mom also has a $150.00 deductable before any drugs get covered by a third party policy. You forgot about those as well.



50% discount is "Wow". Of course, if you feel the 0% discount your mom got before was a better deal than by all means join your GOP brethren in their quest to revert back to the system we had previously....the one that added to the deficit instead of reducing it.


Well PJ, it's kinda like the "discount" I can get if I can pay one of my hospital bills. I can get a 50% discount if I pay $700.00 of my $1400.00 bill today. However, since I can't afford to pay $700.00, the discount doesn't mean squat.

So you see, 50% off isn't always a good deal. It only works IF you can afford it. It's like a buy one get one free coupon. It ONLY applies if I purchase a meal, if I don't have the money for a meal, then I don't get the free food. Conversly, if there's only just me then it's a waste of time because chances are I won't be able to eat two meals.
Why should I have to pay for my own healthcare? Let Congress use their money! (oh wait...)

as for the list of goodies posted and the timelines, I think Krauthammer put it best when he said

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Obama was reduced to suggesting that his health-care reform was indeed popular because when you ask people about individual items (for example, eliminating exclusions for preexisting conditions or capping individual out-of-pocket payments), they are in favor.

Yet mystifyingly they oppose the whole package. How can that be?

Allow me to demystify. Imagine a bill granting every American a free federally delivered ice cream every Sunday morning. Provision 2: steak on Monday, also home delivered. Provision 3: a dozen red roses every Tuesday. You get the idea. Would each individual provision be popular in the polls? Of course.

However (life is a vale of howevers) suppose these provisions were bundled into a bill that also spelled out how the goodies are to be paid for and managed -- say, half a trillion dollars in new taxes, half a trillion in Medicare cuts (cuts not to keep Medicare solvent but to pay for the ice cream, steak and flowers), 118 new boards and commissions to administer the bounty-giving, and government regulation dictating, for example, how your steak is to be cooked. How do you think this would poll?

Perhaps something like 3 to 1 against, which is what the latest CNN poll shows is the citizenry's feeling about the current Democratic health-care bills.



That is why people are against this monstrosity.

Yes, it's supposedly paid for and reduces the deficit (not really: they used 10 yrs of taxes to offset 6 yrs of benefits - how would you bank account look if you calculated 10 yrs of income vs 6 yrs of expenses). But even if that weren't the case, it doesn't matter: we are broke, as a country. We ought to be using those savings and taxes to reduce the deficit and debt, instead of passing it on to our kids on the national credit card. Shame on this generation, I guess they hate America...

Or to put it another way, one that everyone should be able to understand: if a family deeply in credit card debt suddenly finds $5k lying in their driveway, should they use it to pay down that debt, or take a vacation to Europe? We know which way this administration would go, I guess.
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Originally posted by: shlomo
Why should I have to pay for my own healthcare? Let Congress use their money! (oh wait...)

as for the list of goodies posted and the timelines, I think Krauthammer put it best when he said

Quote

Obama was reduced to suggesting that his health-care reform was indeed popular because when you ask people about individual items (for example, eliminating exclusions for preexisting conditions or capping individual out-of-pocket payments), they are in favor.

Yet mystifyingly they oppose the whole package. How can that be?

Allow me to demystify. Imagine a bill granting every American a free federally delivered ice cream every Sunday morning. Provision 2: steak on Monday, also home delivered. Provision 3: a dozen red roses every Tuesday. You get the idea. Would each individual provision be popular in the polls? Of course.

However (life is a vale of howevers) suppose these provisions were bundled into a bill that also spelled out how the goodies are to be paid for and managed -- say, half a trillion dollars in new taxes, half a trillion in Medicare cuts (cuts not to keep Medicare solvent but to pay for the ice cream, steak and flowers), 118 new boards and commissions to administer the bounty-giving, and government regulation dictating, for example, how your steak is to be cooked. How do you think this would poll?

Perhaps something like 3 to 1 against, which is what the latest CNN poll shows is the citizenry's feeling about the current Democratic health-care bills.



That is why people are against this monstrosity.

Yes, it's supposedly paid for and reduces the deficit (not really: they used 10 yrs of taxes to offset 6 yrs of benefits - how would you bank account look if you calculated 10 yrs of income vs 6 yrs of expenses). But even if that weren't the case, it doesn't matter: we are broke, as a country. We ought to be using those savings and taxes to reduce the deficit and debt, instead of passing it on to our kids on the national credit card. Shame on this generation, I guess they hate America...

Or to put it another way, one that everyone should be able to understand: if a family deeply in credit card debt suddenly finds $5k lying in their driveway, should they use it to pay down that debt, or take a vacation to Europe? We know which way this administration would go, I guess.


One other thing to add into the mix is that all of those pesky baby boomers are fast approaching retirement age. This bit of info means that the health care system is going to get much more business because of these folks using the services. The older we get, the more things can and do go wrong with the human body.
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