On a progressive would you hold just a "10" to draw the remaining cards?

I've seen players hold a single 2, 3, or 4 in DDB, so can this be much worse? At least the held Ten was in the suit with the highest progressive. Also worth considering was whether there was any straight or flush interference to the Ten in the dealt hand.

Checked this out a little on my analyzer, and found that even at $1873 a 4 sometimes beats a 10. Both of course are always worse than five discards.