Poll : 26 June - 09 July 2019

At first I thought 'what the heck?', but if I squint real hard I can see...links!  And they work.  Purple background, always a challenge.

I get somewhere between $400 and $500 a year in cash back, which I can spend on anything I want.  I get 1% on everything, 2% on groceries, and 3% on my choice (I chose online shopping).  I've had various point cards in the past, and my rewards weren't anywhere near as good as what I get in cash rewards.

Thanks for fixing the links.

Thinking of airline miles reminds me of the glory days of Southwest Airlines' program  You earned a free flight to and from any city after you paid for four one way flights (or two RTs) to or from anywhere.  Then they upped the requirement to eight one ways (or four RTs).  And upped it again.  I forget at what point this gravy train pulled into the station for good and SW totally re-vamped the program, making it points earned based on what you spend on their flights plus dollars spent (on anything) using their credit card.  It is a great deal for corporate customers who fly often and on their company's dime.  The companies mostly pay for the higher priced refundable flights, so "points" add up fast and turn into free flights fast.  Still good for us peons, but not as it once was.

I did mention that husband spends his cashback fairly soon; that isn't how I roll (I save it for flights).  

But we aren't youngsters.  One consideration for folks in our age group...ya don't want to 'leave it on the table' so to speak.  None of us is promised tomorrow!

When I buy on E bay,my Pay Pal is backed by my Discover card and I'll get 5% cash back. When I buy on Amazon,that cash back amount is automatically applied to my purchases.

I divide my spending between 2 cards. Costco Citi gives 4% on gas,3% on restaurants, 3% on travel, 2% at Costco purchases(plus an internal credit at Costco of 2%) No fee if you belong to Costco. Almost $1,100 back last year. The catch i: it is paid annually. Great deal if you use Costco which has the cheapest gas anywhere.
 
Every thing else that can only earn 1% goes on South West Visa. Every one says the points are only worth 1.7% but not true flights with points do not have the 20% plus airline taxes and fees added on making it worth over 2%, plus complete flexibility to change, cancel, book a cheaper flight if fares drop,no penalty points returned for the difference. 7000 points $100. $99 annual fee gets 6000 points.