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Question of the Day - 29 August 2006

Q:
What are my options if I go broke in Las Vegas? I mean, if I gamble away my last dime, is there anywhere to turn for some emergency money?
A:

Are you carrying any personal checks? It's possible to cash personal and out-of-state checks in Las Vegas. The main cashier in most casinos will cash a check up to the house limit (usually $100 or $200) with a drivers license and major credit card for identification.

Got any credit left? Unless you've literally maxed out all your credit cards at cash-advance machines, you can get cash off your credit cards at a casino or bank. The fees are a little less steep at a bank than at a casino, where, the last time we looked, you had to fade around $10 for the first $50, then another $5 to $10 for every $100 after that.

Out of checks and credit? You can try hitting up a casino manager for what's called "walking money," a few bucks for gas or bus fare, especially if you've dropped a wad at his casino.

If that doesn't get you very far, a number of pawn shops will hock whatever valuables you have on you. There are even places in Las Vegas that will pay cash for your car or RV.

As an absolute last resort, you might have to telephone your parents, children, siblings, or friends and have them wire you some money. This is where you find out who, if anyone, cares about you or trusts that you'll pay back the emergency funds you're being loaned. After all, if you're penniless in Las Vegas, unless you've been the victim of lost or stolen cash, that probably means you've got a gambling problem. So what's to stop you from succumbing to the foolhardy notion that, with more cash in your pocket, even emergency cash, your luck has turned and now it's time to get even.

It reminds us of an old joke. A down-and-out-looking guy accosts a stranger on the Strip. "Buddy," he says. "Can you lend me a buck to buy some bread and milk for my family?"

The stranger replies, "Sure, but how do I know you won't take that dollar and put it right into a slot machine?"

"Oh," the guy shrugs. "I've got plenty of gambling money."

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