What Info Does the Casino Need to Wire Transfer Jackpot Winnings?

This past week, I hit a $12,000 jackpot. I had them take out the taxes and asked for a check. They gave it to me, no problem. My bank doesn't have brick-and-mortar, so deposits are made with a photo via the app. I had a problem, because the bottom of the check wasn't clear, so I mailed the check with a little note to the deposit address in Utah. To (finally!) get to my question, what are the methods available to collect, other than cash and check? Will the casino do a wire transfer? I've never done one. What info do they need, other than account and routing numbers?

Casinos routinely send (and accept) large amounts of money via wire transfer.

Some might have a minimum amount for the wire, based on processing fees ($25-$50 typically), administrative effort, and their preference for cash or checks for smaller amounts. These generally vary by property, state, and whether it's a land-based or online casino, but $10,000 seems to be a common cutoff point, while some casinos will wire $5,000 or so as a courtesy (to rated players). Likewise, casinos limit the maximum amount of a transfer (we've seen $100,000 per day).

You've already given the casino your ID and Social Security Number when you hit the jackpot to comply with IRS reporting and anti-money-laundering regulations. Now, you have to fill out a wire-transfer authorization form, on which the casino collects your banking details -- bank name, (sometimes) address, and domestic wire routing number (often different from ACH routing numbers or the SWIFT code for international wires) -- and your bank account number.

Transfers take one to five business days, including the time for the casino to effect the wire, sometimes immediately, sometimes in a day or so.

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Comments

Diana Thorpe Dec-11-2025

Hope

I really hope to need this information someday.

Esloth Dec-11-2025

wire delays

My first experience with a wire transfer took almost 4 weeks to clear. it was large (1.8 M)and although the money was available the Feds would not release it or explain why it was being reviewed. Getting information was impossible . we just had to wait. My advice ... wear cargo pants and get the cash!

Vegas Fan Dec-11-2025

Cutoff point

I'm guessing the 10,000 figure is the minimum cutoff point, since the 5,000 figure is sort of an exception?

Raymond Dec-11-2025

Wire Transfer

I've wired money to casinos, usually $5,000.  Doing it 3-4 days before I arrive has always worked.  I've never wired money back to my bank, sad to say.

Lucky Dec-11-2025

Wire

I won a $53K jackpot at Paris.  Wanted $50K wired.  They said a check was much easier, and a wire would take a week to get to my account, and there would be a bunch of paperwork at the cage.  Took the check.  They talked me out of it.  Go home, deposited the check, money was good a day later.  Much faster.

Question of the Day - 11 December 2025

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