What Is Central Credit? | Las Vegas Advisor

In your QoD about a credit line at the Venetian, you mentioned that Venetian hosts can check customers' credit lines at other casinos "via their Central Credit files." What is Central Credit? Is that like Experian and TransUnion for the casino industry?

Yes, that's correct.

Central Credit LLC is a wholly owned subsidiary of Global Cash Access (GCA), a Las Vegas-based financial services company specializing in providing cash access -- ATM cash withdrawals, debit-card transactions, credit card cash advances, and more -- to the gaming industry. Global Cash Access processes nearly 100 million transactions and disburses nearly $20 billion in cash annually.

Its subsidiary, Central Credit, is the casino-credit reporting bureau, as you say the Experian of the gambling industry.

Collecting data on gamblers since 1956 (according to some accounts), "Central," as it’s known in the trade, maintains a private database of the credit and transaction histories of millions of casino patrons. It verifies Social Security numbers, bank-account and rating info, general credit reports, and current marker activities, and collects derogatory data (known as "derogs"). All this information helps casinos make decisions on extending casino credit to gamblers.

But it does more than collect data. Central also provides a service that verifies bank checks and collects on delinquent checks and markers.

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hawks242424 Aug-26-2025

Learned something

Well indirectly... I went to look up GCA and see if it was a publicly traded company.  Turns out it was renamed to Everi which makes some of the TITO/ATM and some slots. (I'm sure it's much more) I invested in them previously so I went to look up their stock, check in on it.  

Turns out Everi was bought by Apollo Global in 2024 along with IGT's digital and gaming side.  

To bring it full circle to the QOD, Apollo is the operator of the Venetian (the propery owned by Vici)

Question of the Day - 26 August 2025

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