This is a question from your answer to the Question of the Day of 9/9/18 about 6-5 blackjack. The writer, Andrew Uyal, didn’t address an important issue that makes 6-5 payouts on naturals even worse. Namely, that due to the lack of small chips and rounding, the only time a player is actually paid 6-5 (or $1.20 for each $1 bet) is when the player bets in exact $5 increments. Any portion of the bet remaining that’s less than a $5 increment gets paid at even money. That makes it an even worse play. Comments?
Our comment is you’re absolutely right.
Since 6-5 is based on $5 increments ($6 for a $5 bet, $12 for $10, $18 for $15, etc.), each additional dollar bet should get paid an extra 20 cents for the natural bonus. But casinos don't use 10- or 20-cent chips and they always keep the change. Hence, the odd-chip payoffs return at a rate that's even less than 6-5.
For example, a $7 bet that’s dealt a natural is paid only $8, instead of the proper $8.40 payoff. A $9 bet, which should earn $10.80, receives only $10, shorting the player 80 cents, which works out to 5.55-5 blackjack. And for bets from $1 to $4 (in the few places that allow that), you're reduced to playing even-money blackjack.
Yes, 6-5 blackjack is bad enough, but the universal casino policy of rounding payoffs down makes it even worse than advertised if you're betting other than in units of $5.
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