Now that's what I call a lot of happy endings every single day!

A comment from Stalker, who is utterly unable to understand the topic, is worthless, as is his gratuitous insult doggy-barking.

I think this gets you up to 3%.

At least moving in the right (as in correct) direction.  LOL.

The UI is definitely not subtracted from what what employers pay employees no more than the water in the water coolers is.  That is just dumb.  How would you know this?  You are a study hall monitor.  You've never run a business.  

And if Candy is agreeing with you, I now know I'm right.  

Where do unemployment benefits come from ?

The U.S. Department of Labor’s Unemployment Insurance program is funded through unemployment insurance taxes paid by employers and collected by the state and federal government. The taxes are part of the often-discussed payroll taxes all employers pay. Employers pay federal taxes of 6 percent on the first $7,000 in annual income earned by every employee. Employers who pay on time get a tax break at 5.4 percent.

The amount collected by each state varies as does the amount of income it is collected on—the first $7,000 to $34,000 an employee earns each year, depending on the state. States create their tax systems based on the costs needed to cover their unemployment claims. Contrary to popular belief, employees are very rarely required to pay into unemployment insurance. There are only three states—Arkansas, New Jersey and Pennsylvania—that ask employees to contribute and only in specific situations.

Similar to varying car insurance rates, state unemployment insurance rates vary for employers based on their history. The more employee claims an employer has had to pay out, the higher the tax rate. To avoid this, employers are encouraged to engage in strong human resource practices and avoid laying off employees. This offers employers an incentive for avoiding laying off workers and cutting positions.

None of the stupid shit you said is true. None of it.

I've run several successful businesses. I would have been able to pay my employees more if I hadn't had to pay payroll taxes, of which UI is a part. Obviously, UI taxes aren't directly subtracted from paychecks--DUHHHHH, you supposed finance expert. But they definitely subtract from the amounts employees are paid. A "finance expert" would understand that elementary concept--but you don't. Why is that? You aren't a "finance expert" just because you have a job collecting coins from vending machines.

Of course, you're perfectly aware of that. You've just been hollering to try to get a rise out of me. You've also fallen back on the insult-my-profession shit that our other Trumper jerkasses love to pitch. I'm damn proud of what I do. So please shove it.

Candy and I don't always agree, but I respect her opinions. She's much, much brighter than you.

Thus, she doesn't have to fall back on gratuitous and stupid insults. What do YOU do for a living by the way? We know you're lying about being a "finance expert." What is it really? I suspect you have a vending machine route and counting coins is your "finance" job.

I believe UI is one of those things that does not/might not affect a business with few employees.  So for someone working in a small 'shop', say an independent auto repair shop with 2-3 employees, the employer may not have to provide for UI.  Would it be the employer's option in that situation?  I don't know.

Candy

No, you have to put money in the pot if you pay your employee(s) more than $1,500 in a calendar year or had an employee or employees for at least 20 weeks during that year. So, even one part-time employee, and you'd be responsible for UI.

The effect that UI has on wages is more significant for small compared to large businesses, because at the "small" end, wages are the largest element of operating costs. Thus, the amounts paid by businesses in payroll taxes (which are the same for businesses of any size per employee, all other things being equal) affect what small businesses can pay employees to a greater extent than they affect the wages/salaries of, say, employees of Microsoft.

This is not to say that even very large businesses don't attempt to evade payroll taxes by classifying their employees as "independent contractors," but that's another issue.

Employees of businesses large and small are paid less because their employers have to pay payroll taxes (thus, the cost of having employees is greater than it would otherwise be). So you rarely see much bitching and whining from employers about it--if they have to pay more in UI, they'll just pay their employees less. Thus, employees actually pay the tax.

It's like sales taxes. The retailer pays them to the gummint, but it's the consumer who is the actual payer.

You've clearly run no businesses.  You make the point crystal clear here to all of us on a daily basis.  And if you did, you must have run them right into the ground to end up as a study hall monitor now (oops, I mean substitute teacher)  I'm sorry you are so angry.  I can't change your life and get you out of your mom's basement as others have pointed out here on this forum.