2014***ObamaCare***2014

Oh and I'll say it again..either scrap the whole thing and go to single pay or keep policy's privatized and for the uninsurable have the HHS require policy's for them similar to FEMA and the folks who live in the flood plain. What's the huge difference between the enormous amount of subsidy's the fed will be paying out to the ins.co.'s (100billion was mentioned) and just picking up most of the tab for those policyholders, at least they would be collecting those premiums.
Ah well, just MO.

J
Quote

Originally posted by: pjstroh
Don Diego has already cried foul in a different matter where the IRS followed the exact wording of the law (as opposed to their traditional interpretation of it).

When the IRS was "targeting" conservative 501c groups for engaging in political activity - the right wing conspiracy machine's primary complaint was the IRS was following the law as it was written instead of the way the IRS had been historically interpreting it. And as I recall, Don Diego was front and center of that parade of outrage.

DonDiego is flattered that pjstroh believes he was "front and center in [a] parade of outrage". But actually he was merely adorning one of the floats midway back. "A poll released by Quinnipiac University on May 30 2013 revealed that 76% of registered voters — including 63% of Democrats — favored the appointment of a special prosecutor to independently investigate the allegations of wrongdoing [by the IRS]."
Oh, incidentally, the "Outrage Float" did lead the parade, but poor old DonDiego was aboard the "Float of Discomfort".

DonDiego may or may not agree with matters of complaint by the "right wing conspiracy machine". He has his own complaints.

The IRS did not follow the exact wording of the Law.
The outrage is/was over selective enforcement of the Law against applicants for 501c status. DonDiego doesn't understand why pjstroh placed the word targeting in quotes. The IRS was targeting Conservative 501c groups.

How does DonDiego know this?
__The IRS Inspector general concluded:
"The IRS used inappropriate criteria that identified for review Tea Party and other organizations applying for tax-exempt status based upon their names or policy positions instead of indications of potential political campaign intervention. . . .
. . . out of the 20 groups applying for tax-exempt status whose names contained "progress" or "progressive", 6 had been chosen for more scrutiny . . . compared to all of the 292 groups applying for tax-exempt status whose names contained 'tea party', 'patriot', or '9/12.' "
__U.S. Senator Claire McCaskill (D-Missouri) stated: "We should not only fire the head of the IRS, . . . but we’ve got to go down the line and find every single person who had anything to do with this and make sure that they are removed from the IRS and the word goes out that this is unacceptable."
__Lois Lerner, Director of the IRS Exempt Organizations Dvision [AKA "She-Who-Testifies-Before-Invoking-Her-Right-Not-To-Testify"] answered what was later revealed to be a planted question by stating that the IRS was "apologetic" for what she termed "absolutely inappropriate" actions. Ms. Lerner subsequently retired.
__President Obama [AKA "He-Who-Must-Be-Adored"] released a statement: "The IRS must apply the law in a fair and impartial way, and its employees must act with utmost integrity. This report shows that some of its employees failed that test. I’ve directed Secretary Lew to hold those responsible for these failures accountable, and to make sure that each of the Inspector General’s recommendations are implemented quickly, so that such conduct never happens again. But regardless of how this conduct was allowed to take place, the bottom line is, it was wrong."

Ref: IRS Scandal

DonDiego says the Law should be enforced as written by Congress, . . . not selectively.

And DonDiego recognizes many Laws should not be on the books at all; they should be repealed. He does not expect this to happen. (DonDiego does not see the World in black-and-white. He recognizes that not enforcing a bad law, . . . or even selective enforcement - but not for political gain, . . . or even "traditional" enforcement may have some merit. Nonetheless, he would prefer such legislation be repealed. It's more tidy.)

Oh, . . . and DonDiego thanks pjstroh for bringing up one of the more embarrassing moments of the Obama Administration in defense of the most embarrassing moment.
Theres as much evidence the IRS "selectively" enforced the 501c scrutiny as there is the president being born in Kenya. don Diego's own link shows the IRS filtered their search using progressive names as well as conservative. And when all was said and done only progressive groups were ultimately denied 501c status by the IRS while Karl Rove's "crossroads for America" was granted it.

The only thing remotely selective about the "scandal" was its initial focus exclusively on conservative groups which was later corrected despite the kicking and screaming of Darryl Issa. So Don Diego now seems to have created a new contradiction. He does not like selective enforcement of a law...but he sure likes selective investigations, and much like Darryl Issa, he cherry picks information to make his case and shrugs off information that does not. Read Don Diego's provided wikipedia link and then his selected quotes from it to see what I'm talkin 'bout
Quote

Originally posted by: alanleroy
Quote

Originally posted by: jphelan
Quote

Originally posted by: alanleroy
Quote

Originally posted by: jphelan
Finally, Auto insurance is also sold across state lines by cavemen, Geckos, Flo, Pigs, and friendly neighbors and this capitalistic competition helps keep prices low. .

Auto insurance like health insurance is regulated by the states. Each company must be registered in each state to sell policies in that state and each must follow the rules for that state. As such, there is no real competition across state lines. Just like Blue Cross, Aetna and Kaiser are national in scope for Health Insurance they don't really compete across state lines.


Auto insurance is sold nationally - and follows local regulations. For example, doesn't Geico, All State, and State Farm market auto insurance nationwide as a "single company"?

You say there are health care insurance companies that are "national" in scope (Blue Cross, Aetna, and Kaiser), but are they? Looking at WikiPedia for BlueCross - it seems like separate "companies" must be setup in certain states and others cover multiple states. There seems to be no one single company that can sell insurance nationwide. This seems to be incredibly more complex than auto insurance and I'm not sure I understand why.

KISS - Keep It Simple is the solution to most problems.


Generally, if you move to a new state, you have to get a new auto policy written for that state. If they were really competing across state lines, your Auto Insurance would be portable.

I suggest a national standard be established for various types of insurance and if a company/policy meets that standard they are automatically allowed to sell in all 50 states. It impacts the whole state's rights thing, but 50 Insurance Commissioners, 50 different sets of laws and regulations...it's not very conducive to real competition. Heck, if they meet the guidelines, we could let international companies compete.

Wait 'till you hear my ideas on outsourcing major surgeries to international medical tourism facilities for cash rebates to the insured; 1/2 price policies if you sign an irrevocable DNR Order and living will; internet ordering and mail delivery of prescription drugs from approved international facilities; loser pays court costs for medical related lawsuits, and make the EMTALA apply only to people in this country legally. I figure I can take 1/2 off the real costs of Medical care in a few years.


PJ - you an I are closer than I thought. I like your last idea as it is encourages competition and free choice - something just not possible with Obamacare or the prior system.

Quote

Originally posted by: jatki99
Oh and I'll say it again..either scrap the whole thing and go to single pay or keep policy's privatized and for the uninsurable have the HHS require policy's for them similar to FEMA and the folks who live in the flood plain. What's the huge difference between the enormous amount of subsidy's the fed will be paying out to the ins.co.'s (100billion was mentioned) and just picking up most of the tab for those policyholders, at least they would be collecting those premiums.
Ah well, just MO.

J


The govt has shown that they are incapable of running an insurance pan (obamacare) or adequately funding one (Medicare).

What we have learned is that healthcare is expensive & in turn insurance is expensive. We have 5% of the population consuming almost 30% of medical resources. Obamacare does not address this issue

Quote

Originally posted by: pjstroh
...

He does not like selective enforcement of a law...but he sure likes selective investigations, .....




PJ - not to pile on, but enforcement of law should NOT be selective as a law is written to apply to all. Investigations must by their very nature be selective, unless you want a bigger government to invesetigate EVERYTHING ---- but then who investigates the government?
Quote

Originally posted by: jphelan
Quote

Originally posted by: alanleroy
Quote

Originally posted by: jphelan
Quote

Originally posted by: alanleroy
Quote

Originally posted by: jphelan
Finally, Auto insurance is also sold across state lines by cavemen, Geckos, Flo, Pigs, and friendly neighbors and this capitalistic competition helps keep prices low. .

Auto insurance like health insurance is regulated by the states. Each company must be registered in each state to sell policies in that state and each must follow the rules for that state. As such, there is no real competition across state lines. Just like Blue Cross, Aetna and Kaiser are national in scope for Health Insurance they don't really compete across state lines.


Auto insurance is sold nationally - and follows local regulations. For example, doesn't Geico, All State, and State Farm market auto insurance nationwide as a "single company"?

You say there are health care insurance companies that are "national" in scope (Blue Cross, Aetna, and Kaiser), but are they? Looking at WikiPedia for BlueCross - it seems like separate "companies" must be setup in certain states and others cover multiple states. There seems to be no one single company that can sell insurance nationwide. This seems to be incredibly more complex than auto insurance and I'm not sure I understand why.

KISS - Keep It Simple is the solution to most problems.


Generally, if you move to a new state, you have to get a new auto policy written for that state. If they were really competing across state lines, your Auto Insurance would be portable.

I suggest a national standard be established for various types of insurance and if a company/policy meets that standard they are automatically allowed to sell in all 50 states. It impacts the whole state's rights thing, but 50 Insurance Commissioners, 50 different sets of laws and regulations...it's not very conducive to real competition. Heck, if they meet the guidelines, we could let international companies compete.

Wait 'till you hear my ideas on outsourcing major surgeries to international medical tourism facilities for cash rebates to the insured; 1/2 price policies if you sign an irrevocable DNR Order and living will; internet ordering and mail delivery of prescription drugs from approved international facilities; loser pays court costs for medical related lawsuits, and make the EMTALA apply only to people in this country legally. I figure I can take 1/2 off the real costs of Medical care in a few years.


PJ - you an I are closer than I thought. I like your last idea as it is encourages competition and free choice - something just not possible with Obamacare or the prior system.

Only problem is I'm not PJ. I think Obamacare could be adapted to include these ideas, plus a few more I have...But then we'd have to call it AlanLeroyCare.

Quote

Originally posted by: pjstroh
Read Don Diego's provided wikipedia link and then his selected quotes from it to see what I'm talkin 'bout

DonDiego concurs. Those readers interested in the "IRS Scandal" should read DonDiego's linked reference. That is why DonDiego provides links, so the reader can verify the source..
And this reference is especially good, because it provides 131 links itself, so the reader may verify the posted information.

DonDiego cannnot speculate as to why other posters refrain from providing links.

Oh, and for balance, here's some documentation from USA Today:
"In February 2010, the Champaign Tea Party in Illinois received approval of its tax-exempt status from the IRS in 90 days, no questions asked.
That was the month before the Internal Revenue Service started singling out Tea Party groups for special treatment. There wouldn't be another Tea Party application approved for 27 months.
In that time, the IRS approved perhaps dozens of applications from similar liberal and progressive groups, a USA TODAY review of IRS data shows."

A SUGGESTION:
DonDiego requests readers/posters confine comments on this thread to the Obamacare Scandal.
Those who wish to discuss other/all the Obama Administration Scandals are invited to start threads with titles sufficiently distinct to identify which scandal they discuss.
DonDiego has no objection to other related topics like the Detroit Bankruptcy and the financial troubles soon to erupt in places like Chicago and the causes thereof, also preferably in separate threads.


Oh, . . . Look! Another lawsuit.

"U.S. Sen. Ron Johnson plans to file a lawsuit on Monday [6 January] challenging a federal rule that allows members of Congress and their staffs to continue to receive health benefits similar to other federal employees.
The lawsuit stems from a provision in the Affordable Care Act that requires members of Congress and their staffs to buy health insurance on the marketplaces set up through the law . . . and a rule released last summer by the Office of Personnel Management stated that the federal government could continue to contribute to the cost of health benefits for members of Congress and their staffs — just as it does for other federal employees — even though they would be buying health insurance on a marketplace.
They also would be able to pay their share of the cost with pretax dollars, the same as other federal employees as well as employees who get health benefits through an employer."

__The authority for the Government to subsidize Congressmen and their staffs is not in the Obamacare Law. [n.b. The reason this provision was placed into the Obamacare Law was purposely to subject the lawmakers to their own Law.]
__The special subsidy is also not computed as it is for all other "little Americans" subject to the Law - based upon income; rather it covers 72% of the cost, regardless of the recipient's income, for "special Congressional people".
__And no other employer can give pretax dollars to employees to buy coverage on a marketplace.

" 'The purpose of the lawsuit is to ensure the law is enforced as written,' said Richard Esenberg, president and general counsel of the Wisconsin Institute for Law & Liberty."

Ref: Milwaukee Journal Sentinel

“My fellow Americans, our long national nightmare is over. Our Constitution works. Our great Republic is a government of laws and not of men. Here the people rule.” __President Gerald R. Ford
Interesting article from IBD on the problems of Medicaid.

Its ridiculously low reimbursement rates — in some areas, Medicaid pays less than 40% of what private insurers pay — had already driven nearly a third of doctors to refuse new Medicaid patients.

In California, more than half of the doctors have closed their doors to Medicaid. That, in turn, led to chronic doctor shortages in many areas for existing Medicaid patients, who then ended up in the ER looking for care, getting lousy care, or going without.

The problem is that, rather than fixing this badly broken system, ObamaCare is shoving millions more into it. In fact, twice as many people who applied through an ObamaCare exchange in the first three months ended up on Medicaid rather than a private insurance plan.

With these added millions competing for increasingly scarce doctors, many will likely end up piling into ERs. And, since an ER visit won't cost them, they'll have even more incentive to make that the place to go.
Many critics of ObamaCare pointed out this adverse side effect long ago, but their concerns were, of course, ignored. As a result, millions now stuck in Medicaid will learn the hard way that ObamaCare is an empty promise
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