2014***ObamaCare***2014

Medicaid is not free. While in the short term the Feds are picking up the tab, over time the staes will be stuck with the expenses. Plus many doctors don't accept it and those that do short their patients on service due to the low reimbursement rates
Wife was in the hospital once over Christmas this year for 2-3 days. She got a bill and health insurance refused to pay said it was related to a pre-existing issue. $15,000 not paid.
Her employer sent out a letter back in November saying don't sign up for Obamacare because our coverage is better and preexisting conditions on our employer policy will be covered as of January 1, 2014 under Obamacare anyway.

Wife went in hospital again for 18 consecutive days over January and February. She received a letter in the mail while she was unconscious on a ventilator saying she was fired and her insurance ends effective February 1st. Yes she/we qualified for COBRA but, they didn't have to send the continuation form out for several weeks. Hospital ran her insurance and it showed no coverage after the 1st. Once she got off life support they literally kicked her out of the hospital two days later.. Because of this she got sick two weeks later and has currently been in the hospital 15 days. She just came off the ventilator again and got out of ICU two days ago. Cobra is in effect now. Her premium just for her is $862 a month. If we wanted to keep the whole family on it was $2,600 a month. Now even when my wife has this insurance it is still $600 a month out of pocket for co-pays just for her prescription drugs. Needless to say we could only afford to keep her on coverage.

Got my first bill for her January - February stay from a doctor. It was from a Dr that saw her twice in the Hospital and the insurance company refused to pay it again citing preexisting conditions. Keep in mind her employer letter saying it would be covered. it seems somewhere in one of those Obama executive orders coverage of preexisting conditions for employer polices was "rolled forward". So I am expecting a $200 -$500k in hospital bills for her latest hospitalizations, and that is with fucking insurance. So yeah from what I know at this point Obama and the insurance companies fucked me out of 200k-500k and counting just in 2014 alone.

I have just a few more days to decide if I want to stop paying for my wife's COBRA and sign us up for Obamacare. The problem is we have no idea what our income is going to be in 2014. If we estimate too high we run in danger of my income being too low meaning we didn't qualify for an O-care subsidy. Then in tax season I'd have to cough up roughly 18k-19k to the IRS as we wouldn't qualify for the subsidy or the sliver plan stop loss that we should get on my income alone. Same thing if we have too much income, and we don't know when she is going to get her disability. It might be this year it might be next year. So yeah I am not a big fan of insurance companies or Obamacare.

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Originally posted by: Chilcoot
Quote

Originally posted by: malibber2
Honestly, I don't know why conservatives are having such a hard time finding Obamacare failure stories. I know firsthand how shitty it can be.
As we've long documented, your problem isn't with Obamacare at all.

Your problem is with the very notion of health insurance. You don't like it, all health insurance sucks to your eyes. We get it.

There are so few people who share your bizarre view that, until we complete our transition to single payer, your attitude will remain completely inconsequential.


If you get sick in America on your employer's policy or Obamacare right now your fucked as the rules of who pays what changes every month.
I think we are now up to change number 39 to the law that couldn't be changed, as obama is now giving extensions past March 31.

Just 2 weeks ago sebelius testified in a hearing that there would be no extensions

Obama apparently doesn't believe that Congress has a place in the creation of law. He simply disregards, what he doesn't like, and makes stuff up to replace it.


Quote

Originally posted by: hoops2
I think we are now up to change number 39 to the law that couldn't be changed, as obama is now giving extensions past March 31.

Just 2 weeks ago sebelius testified in a hearing that there would be no extensions


I knew all along that Nick was telling the truth.


Quote

Originally posted by: forkushV
Quote

Originally posted by: Boilerman
Forkie, every govt giveaway program is certain to grow, then grow, then grow, then expand. You can make excuses 20 years from now who's fault it was that the ACA bankrupt the country, yet these excuses won't change the fact that it did...
Presumably you predicted that your friend Nick was telling the truth about his ACA rates. And he turned out to be a lying scuzz, right?

Face it, Boilerman, you're not very good at this predicting stuff.


Quote

Originally posted by: hoops2
I think we are now up to change number 39 to the law that couldn't be changed, as obama is now giving extensions past March 31.

Just 2 weeks ago sebelius testified in a hearing that there would be no extensions
To elaborate:

12 March
On March 12, in a hearing before Congress, Health and Human Services Secretary Kathleen Sebelius was asked whether the Obama administration would extend Obamacare’s open enrollment period beyond its scheduled close date of March 31. “No sir,” Sebelius responded, . . . UNDER OATH TO A CONGRESSMAN.
Later that day, a spokesperson for the Center for Medicare and Medicaid Services, expanded on that point. “We have no plans to extend the open enrollment period,” she said. “In fact we don’t actually have the statutory authority to extend the open enrollment period in 2014.”

25 March
The Obama administration has decided to give extra time to Americans who say that they are unable to enroll in health plans through the federal insurance marketplace by the March 31 deadline.
Federal officials confirmed Tuesday evening that all consumers who have begun to apply for coverage on HealthCare.gov, but who do not finish by Monday, will have until about mid-April to ask for an extension.




* * * EDITED TO ADD * * *
quote
[Speaker of the House John Boener responded] to the administration’s announcement on Tuesday evening that people who had begun the process of signing up for insurance through the federal exchanges would have until mid-April to do so, instead of March 31.

The Speaker mocked the use of the “honor system” to determine who was eligible for an extension after the administration said it would make no effort to ensure that people had actually begun the process of signing up by March 31.
endquote

Ref: The Hill
Apparently you chose not to know what the White House announced last week. From the New York Times today:

Asked last week if there would be any kind of grace period for people who had trouble with the website, Jay Carney, the White House press secretary, said, “As was the case for the December deadline, we’re going to want to make sure that people who are already in line can finish their enrollment.”

What would you have your government do? Tell people who, through no fault of their own were prevented from signing up for health insurance "Sorry, we know your house was swept away by a mudslide this weekend right while you were working on your application, but you can't get health insurance this year."

You guys need to decide: you're sad that Americans can't sign up (last fall), or you're sad Americans can sign up (now).
See DD response above, the date cannot be changed. People had 6 months to sign up and with one week to go, Obama moves the goal posts again.

If people couldn't fill out the form in 6 months that is a TS.
It must be a sad existence, being able to find regret in people being allowed to finish in April health insurance applications they began in March.

If that's the sort of thing that can make you upset, you must cry a LOT!

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