2014***ObamaCare***2014

Forkie, Granny gets her cataract surgery I don't. The good news is the State of Indiana decided my wife was totally disabled so now she is on Medicaid. It is only me the ingrate that gets to suffer on Obamacare.


That is hilarious PJ in my rural patch of Indiana (it is the same across much of rural America) there is only one Insurance company that offers policies on the exchange so there is no choosing another insurance company. In my case it is Anthem Blue Cross Blue Shield a division of WellPoint. Now the thing is even though there are many providers in my area that accept Anthem Blue Cross Blue Shield the provider network is different (much smaller) for ACA polices. BTW Wellpoint has already told me that I can expect a double digit plus rate increase in 2015. Oh well at least you didn't call me ungrateful.


Quote

Originally posted by: pjstroh
Quote

Originally posted by: malibber2
Again I will interrupt this thread with an actual user experience. The Obamacare provider network is terrible. I am currently having trouble finding an eye surgeon and a dermatologist. Even though there are tons of dermatologists in my area there aren't any that are in Network. So it is not that I am picky wanting a doctor I have seen before it is finding any willing takers that is the challenge.

Obamacare is great insurance as long as you don't get sick.


And if you dont like the insurance company you selected off the exchange you can choose a different one next time. Likely the dermatologists in your area do business with one or more health insurance companies or they likely wont be in business for long.


Quote

Originally posted by: malibber2
That is hilarious PJ in my rural patch of Indiana (it is the same across much of rural America) there is only one Insurance company that offers policies on the exchange so there is no choosing another insurance company. In my case it is Anthem Blue Cross Blue Shield a division of WellPoint. Now the thing is even though their are many providers in my area that accept Anthem Blue Cross Blue Shield the provider network is different (much smaller) for ACA polices. BTW way Wellpoint has already told me that I can expect a double digit plus rate increase in 2015. Oh well at least you didn't call me ungrateful.
Lots of things suck in rural Indiana, like the beach, the gambling, the gourmet meals, the nightlife, and the neighbors. Thanks Obama!

Have you thought of moving?

Malibber, you live near Corydon. Correct? Whats your plan? Just curious.

Roughly an hour as the crow flies. Plan number 131 Blue Cross Blue Shield.
Actually the Gambling is pretty good 3 casinos within roughly an hour of driving time. Yes, the beach and night life suck, but the scenery and outdoor recreation is top notch.
Just for you because I know you think I am bull shitting you.



That is just one of the bills I received last month.



Quote

Originally posted by: forkushV
Quote

Originally posted by: malibber2
That is hilarious PJ in my rural patch of Indiana (it is the same across much of rural America) there is only one Insurance company that offers policies on the exchange so there is no choosing another insurance company. In my case it is Anthem Blue Cross Blue Shield a division of WellPoint. Now the thing is even though their are many providers in my area that accept Anthem Blue Cross Blue Shield the provider network is different (much smaller) for ACA polices. BTW way Wellpoint has already told me that I can expect a double digit plus rate increase in 2015. Oh well at least you didn't call me ungrateful.
Lots of things suck in rural Indiana, like the beach, the gambling, the gourmet meals, the nightlife, and the neighbors. Thanks Obama!

Have you thought of moving?


Quote

Originally posted by: pjstroh
CBO's latest financial analysis of the ACA
pjstroh's link doesn't work.

But here's one that does with an explanation as to why the costs are lower than anticipated: Obamacare $104-Billion Cheaper

". . . the plans on the marketplaces are cheaper because they limit beneficiaries to fewer doctors and hospitals, while controlling their access to treatments and medications Insurers have used the techniques for a long time, going back at least to the 1980s. That’s “managed care.” But insurers appear to be using them much more aggressively in the new marketplace plans, on the theory that most people will pick policies based on price rather than access. The change has not gone over well with many people, particularly those whose old policies lacked such restrictions. And in at least a few cases, these restrictions are bound to create real hardship for people with serious medical problems who need access to particular medications or specialists."

One gets what one pays for.


Quote

Originally posted by: pjstroh
Its time to move those goal posts again!
The CBO's latest analysis:
- More people have insurance
- The cost of the law is getting smaller
- The impact of the law on deficit reduction is getting greater.

When will be saved from this fiscal nightmare?!?!?!?

CBO's latest financial analysis of the ACA

"The CBO and the Joint Committee on Taxation said the law’s insurance coverage provisions will now cost about $1.4 trillion over the next 10 years — about $104 billion less than previously estimated. This year alone the government will spend $5 billion less than projected.

The CBO said lower spending on the health care law is helping shrink deficits overall. "


So are the 30 Million or so people that didn't have insurance before Obama Care signed up and now have health care?
Not really now that my wife is on Medicaid (free) she has no problem finding a specialist to see her. They are even paying so she can go to IU in Indianapolis and see the best specialists in the state. On the other hand the insurance I pay for seems to only want to pay for general practice doctors and non-expensive medication.

Quote

One gets what one pays for.



Like I said many times before private insurance is an illusion if you develop a chronic illness or suffer from a catastrophic injury you will end up on the government program. That is how it was before Obamacare and that is how it is with Obamacare.
Quote

Originally posted by: DonDiego
Quote

Originally posted by: pjstroh
CBO's latest financial analysis of the ACA
pjstroh's link doesn't work.

But here's one that does with an explanation as to why the costs are lower than anticipated: Obamacare $104-Billion Cheaper

". . . the plans on the marketplaces are cheaper because they limit beneficiaries to fewer doctors and hospitals, while controlling their access to treatments and medications Insurers have used the techniques for a long time, going back at least to the 1980s. That’s “managed care.” But insurers appear to be using them much more aggressively in the new marketplace plans, on the theory that most people will pick policies based on price rather than access. The change has not gone over well with many people, particularly those whose old policies lacked such restrictions. And in at least a few cases, these restrictions are bound to create real hardship for people with serious medical problems who need access to particular medications or specialists."

One gets what one pays for.


Link fixed. But Don Diego's link is good too.

I like how we are now comparing individual marketplace plans to employer based plans (instead of individual plans from the previous system). Why compare apples to apples when we have oranges available? But then again most individual marketplace plans from the previous system weren't aples either....they were shares of the Brooklyn Bridge.

Regardless, if you keep reading Don Diego's link it says the CBO expects market plans to become more competitive and robust in time as consumers become more familiar with the exchanges and become more educated consumers. Aint the free market (oops, I mean communism) great?


Already a LVA subscriber?
To continue reading, choose an option below:
Diamond Membership
$3 per month
Unlimited access to LVA website
Exclusive subscriber-only content
Limited Member Rewards Online
Join Now
or
Platinum Membership
$50 per year
Unlimited access to LVA website
Exclusive subscriber-only content
Exclusive Member Rewards Book
Join Now