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Originally posted by: pjstroh
I'm waiting for Don Diego to show me the part of the law that mandates the grandfathered plans go away. Otherwise we should assign some of those pinochios to his posts saying otherwise
DonDiego apologizes, . . . but such a request cannot be fulfilled.
pjstroh is under an incorrect perception that Congress actually writes Laws. Congresspeople are above such mundane tasks. Congress just writes 2000 page outlines, . . . or sets of objectives, . . . or suggestions, . . . or things that sound nice - like the word "Affordable", . . . and then the regulators write 20,000+ pages (so far) of detailed instructions on how to implement the Congressional suggestions. That's where the work gets done.
From The Federal Register/Vol. 75, No. 116/Thursday, June 17, 2010/Rules and Regulations/pages 34538 through 34569 :
"The statute [the ACA] does not, however, address at what point changes to a group health plan or health insurance coverage in which an individual was enrolled on March 23, 2010 are significant enough to cause the plan or health insurance coverage to cease to be a grandfathered health plan, leaving that question to be addressed by regulatory guidance."
"leaving that question to be addressed by regulatory guidance" means, well, . . . whatever the folks writing the regulatory guidance want it to mean.
It does not mean "If you like your health insurance, you can keep your health insurance, . . . PERIOD."
DonDiego invites pjstroh to read the reference, . . . there's lots of things in there addressing how grandfathered health care plans can be eliminated, . . . things like specified deductibles, copayments, and out-of- pocket limits, . . or changes in things like employer contributions, etc., etc., etc.. And how Union-negotiated plans will remain grandfathered until the end of the current contract. [Once the Unions realized this some of them decided they didn't want Obamacare after all.]
And lots of estimates on just how many grandfathered health care plans will "go away", as pjstroh phrases it.
[n.b. The estimate was that from "40 percent to 67 percent" of grandfathered Individual Health Care Plans would "go away" by 2013. In 2010 the Obama Administration knew most of the grandfathered plans would be gone. Indeed, if these plans "go away" that means some people cannot "keep their health insurance, . . . PERIOD."]