Quote
Originally posted by: malibber2
In at least in the case of California wouldn't it be dishonest to mention subsides when the majority of folks won't qualify them?
Originally posted by: malibber2
In at least in the case of California wouldn't it be dishonest to mention subsides when the majority of folks won't qualify them?
I agree that it's meaningless to speak solely in terms of premiums OR subsidies, when they go together, like the price of a steak dinner at The Flame paid for with the MRB coupon.
However, you've grossly overstated your case. According to the article you posted, 2/3 of the Californians who buy their policies in the individual market do not qualify for subsidies. Again, according to your article, only 900,000 Californians buy such policies.
There are 38 million Californians. So only 2.3% of them are in that market, and so only 1.6 percent of Californians are going into the market to buy individual policies without subsidies. Let's not pretend their experience is common.
And to put that Forbes article to bed, let's look nationally. About 15 million people currently purchase health insurance on their own, using the individual market. And about 70 percent of them -- about 10.8 million people -- will qualify for the financial help buying coverage under the health-care law.
Very few Americans will buy insurance on the open market without subsidies, perhaps just 4.35 million in a nation of 314 million, meaning 1.4%. That's not zero, but it's also not much. The tactics of Obamacare's critics includes hoping people think that these people's individual stories are representative of what's generally true for most Americans - they're not.
However, you've grossly overstated your case. According to the article you posted, 2/3 of the Californians who buy their policies in the individual market do not qualify for subsidies. Again, according to your article, only 900,000 Californians buy such policies.
There are 38 million Californians. So only 2.3% of them are in that market, and so only 1.6 percent of Californians are going into the market to buy individual policies without subsidies. Let's not pretend their experience is common.
And to put that Forbes article to bed, let's look nationally. About 15 million people currently purchase health insurance on their own, using the individual market. And about 70 percent of them -- about 10.8 million people -- will qualify for the financial help buying coverage under the health-care law.
Very few Americans will buy insurance on the open market without subsidies, perhaps just 4.35 million in a nation of 314 million, meaning 1.4%. That's not zero, but it's also not much. The tactics of Obamacare's critics includes hoping people think that these people's individual stories are representative of what's generally true for most Americans - they're not.
