I had a delightful conversation with a health Insurance company rep this morning

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Originally posted by: Boilerman
Forkie, why doesn't Obamacare require insurance companies to spend 95% on medical care. Hell, why not 100%?
Because then it would be called "Medicare."
No relevant answer?

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Originally posted by: forkushV
Quote

Originally posted by: Boilerman
Forkie, why doesn't Obamacare require insurance companies to spend 95% on medical care. Hell, why not 100%?
Because then it would be called "Medicare."


The cluster f**k continues

WASHINGTON (AP) -- Cancer patients relieved that they can get insurance coverage because of the new health care law may be disappointed to learn that some the nation's best cancer hospitals are off-limits.
An Associated Press survey found examples coast to coast. Seattle Cancer Care Alliance is excluded by five out of eight insurers in Washington state's insurance exchange. MD Anderson Cancer Center says it's in less than half of the plans in the Houston area. Memorial Sloan-Kettering is included by two of nine insurers in New York City and has out-of-network agreements with two more.

Doctors and administrators say they're concerned. So are some state insurance regulators.
In all, only four of 19 nationally recognized comprehensive cancer centers that responded to AP's survey said patients have access through all the insurance companies in their state exchange.

Not too long ago, insurance companies would have been vying to offer access to renowned cancer centers, said Dan Mendelson, CEO of the market research firm Avalere Health. Now the focus is on costs.
"This is a marked deterioration of access to the premier cancer centers for people who are signing up for these plans," Mendelson said.

Those patients may not be able get the most advanced treatment, including clinical trials of new medications.

And there's another problem: It's not easy for consumers shopping online in the new insurance markets to tell whether top-level institutions are included in a plan. That takes additional digging by the people applying.

To keep premiums low, insurers have designed narrow networks of hospitals and doctors. The government-subsidized private plans on the exchanges typically offer less choice than Medicare or employer plans.

By not including a top cancer center an insurer can cut costs. It may also shield itself from risk, delivering an implicit message to cancer survivors or people with a strong family history of the disease that they should look elsewhere.
Are any of you Obamacare advocates seeing the reality now that the B.S. laden smokescreen is lifting? How does it feel to have been lied to and deceived by your chosen Liar-in-Chief?

I think we all miss the old days where every health insurance policy included free access to every doctor, facility, and treatment option in the nation.

Shame that those old days never actually existed.
First it was education and energy that the Feds decided that they needed to get involved with. We continue to spend more money then more more and then more money on these organizations with nothing but terrible results.........apparently because we don't give them enough money.

Now comes medicine. Anyone who can't predict if it's going to end poorly couldn't find his ass with both hands.
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Originally posted by: hoops2
The cluster f**k continues

WASHINGTON (AP) -- Cancer patients relieved that they can get insurance coverage because of the new health care law may be disappointed to learn that some the nation's best cancer hospitals are off-limits...
First, it's cluster fuck. Or clusterfuck. What are you, 12?

And your fake outrage is so incredibly fake, I give it four Benghazi's (out of four!). NO ONE who is treated in Las Vegas - and lots of other cities, especially in the South - gets to go to the nation's top cancer hospitals. What's next? Are you going to be fake outraged that Obamacare customers don't get private rooms? Spa treatments?
The point of the article is that the obamcare plans have a very limited choice of facilities.

forky - what is your obamcare plan?
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Originally posted by: hoops2
The point of the article is that the obamcare plans have a very limited choice of facilities.
Yes, Obamacare is premised on private insurance, which has always limited facility choice.

What you're pretending is new isn't new.
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Originally posted by: hoops2
forky - what is your obamcare plan?


Can I answer? I belong to Cigna Silver. I got it through my employer but its the same exact plan you will find on the Indiana Obamacare exchange.

I went to my physical last week with the same doctor I've had for 10 years....only this time my physical was free.

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