As Predicted: Obamacare Has Higher Than Average Out of Pocket Costs

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Originally posted by: Tutontow
Having been in the EMS business for 30 plus years I strongly feel everyone should have to pay something for health insurance. We called them frequent flyers in my business. These were the uninsured who would take a $500.00 ambulance ride to the ER because they were out of meds and had no way to get them refilled. So they would take an ambulance to the ER and get some new meds with Joe taxpayer picking up the tab. There was plenty of money for beer and cable just no money for insurance. Oh did I mention a cell phone too.

I gave plenty of people rides to the ER for everything from nose bleeds to head aches to a cut finger that could be fixed with a band aid. The abuse of the EMS system is enough to make you sick and guess what most of these frequent fliers are uninsured and we pick up the tab.

I remember responding to a pregnancy where there was nothing wrong it was just that her husband worked nights and he was too tired to drive her to the hospital. So yep we gave her a $500.00 cab ride and you can guess who paid for that and the delivery.

Did you or the entity you worked for ever offer or suggest non-emergency medical transportation at a much lower cost?

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Originally posted by: Tutontow
Imagine if we didn't make people buy car insurance and then we as taxpayers had to pay for any injuries or car repairs the uninsured had. That is how our healthcare work now in this country.


The IRS won't fine you for not buying car insurance even if you don't drive. Insurance is a commodity. Protection bought by people who believe they need it. It is possible to be self-insured while driving a car and be completely within the law...for now.


My wife just finished reading everyone's comments. You know................all the people who don't deal with insurance issues day in and day out? She just smiled and would like to invite you all to her office for a reality check. Specially the "odd little one Chillcoot". Her words, not mine.
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Originally posted by: Tutontow
I call bullshit. I rode through your neighborhood and saw where somebody hurled fresh tomatoes at Obama signs.
Tutontow is mistaken, . . . pr'bly in the wrong neighborhood.

DonDiego included the absence of Obama signs as contributing to his "litter free" neighborhood.

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Originally posted by: malibber2
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Correct, that's one of many reasons why so many of us join you in finding the compromise plan that President Obama signed is not ideal.

I appreciate you acknowledging the shortcomings, but I have to ask who was he compromising with there weren't any Republicans on board? The root cause of the problem is Obama invited the Hospital Holding Companies, the Pharmaceutical Companies and the insurance Companies to the negotiation and said guess what guys we are going to guarantee that you will make even more profits in our new system. When you start the negotiation with that you aren't going to end up with a finished product that is very good for the consumer.

And the thing is because of how it is structured these shortfalls aren't things that can be patched or fixed down the road. Like I said in the other thread the "trick" behind Obamacare is getting people to accept more out of pocket costs and higher co-pays. This hasn't dawned on most folks and once they realize how badly they are getting screwed it will be too late to do anything about it. The insurance companies, pharmaceutical companies, and hospitals are laughing all the way to the bank.


It is very interesting that the Republicans never can tell you their replacement plan for ACA. That is because "Obamacare" basically was their health care plan they pushed for over a decade. So basically Obama compromised with Republicans by tweaking their plan. The individual mandates and exchanges? All developed by the Republicans (and the Heritage Foundation) as was 80 to 90% of the final legislation. As for why there were no Republicans on board(although I think there was at least 1, Olympia Snow I think.)? Mitch McConnell stated almost immediately that his side would work to make Obama a one term President. This seems to include abandoning the health care plan they championed as the alternative to "Hillary Care" and at one point filibustering himself.

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Originally posted by: esteskefauver
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Originally posted by: drmilled
I asked previously in another topic-- forkush says " the rates for the family of four,... is being subsidized by the government" - JUST WHERE are the FUNDS that will be used to "subsidized" the rates being funded coming from? Where are these funds that will be used? Well...? And where did/do they come from...?


The dwindling supply of hard workers(primarily Republicans) will fund it...until the American socialists run out of other people's money. Then the moochers(primarily Democrats) will have to start taking responsibility for their health or suffer the consequences. This assumes that Obamacare will be law for years to come which it will not. It will be repealed in a few years after significant damage to the economy.


I take great offense to your assertion that hard workers are primarily Republicans and moochers are Democrats. Why don't you show me the statistics that back you up? Until then , I will say that you put the ass in assertion.
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Originally posted by: nemesis
My wife just finished reading everyone's comments. You know................all the people who don't deal with insurance issues day in and day out? She just smiled..
Oh do keep us informed on your wife's facial expressions.

But if she didn't break out in belly laughs when DonDiego equated ObamaCare and RomneyCare with Vladimir Ilyich Lenin, she has no sense of humor.
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Originally posted by: forkushV
. . . if she didn't break out in belly laughs when DonDiego equated ObamaCare and RomneyCare with Vladimir Ilyich Lenin, she has no sense of humor.

DonDiego apologizes for the confusion, . . . although he didn't actually mention Vladimir Ilyich Lenin. DonDiego was quoting Vladimir Pelosivich Lenin.


---- Vladimir Pelosivich Lenin ----
Senator, People's Republic of California


But, . . . now that forkushV has mentioned it, she does bear a remarkable resemblance to Vladimir Ilyich Lenin.


----- Vladimir Ilyich Lenin -----
Chairman of the Council of People's Commissars of the Soviet Union

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Originally posted by: nemesis
My wife just finished reading everyone's comments. You know................all the people who don't deal with insurance issues day in and day out? She just smiled and would like to invite you all to her office for a reality check. Specially the "odd little one Chillcoot". Her words, not mine.


your wife sounds lovely. And smart.
I have thought about this and I keep going back to Medicare expansion under George Bush as a likely model. They gain power back and they repeal Obama care. Well at that point you don't have a functioning health care system because of the changes that were already made so you have to do something. I suspect they will once again feel generous and pass something that is very expensive and not paid for. So Ironically we might end up with a more generous system under Republicans. However, it seems they have decided to blow up the government again which means it is unlikely they will regain power any time soon. If they had a lick of sense they would just let this go and let people see how terrible it truly is and people would be begging for them to repeal it.

At first people may like the cheap insurance, but once a critical mass actually has used it and are left holding the bag for these massive catastrophic deductibles, co-insurance and co-pays they aren't going to be too happy.

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Originally posted by: stg200
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Originally posted by: malibber2
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Correct, that's one of many reasons why so many of us join you in finding the compromise plan that President Obama signed is not ideal.

I appreciate you acknowledging the shortcomings, but I have to ask who was he compromising with there weren't any Republicans on board? The root cause of the problem is Obama invited the Hospital Holding Companies, the Pharmaceutical Companies and the insurance Companies to the negotiation and said guess what guys we are going to guarantee that you will make even more profits in our new system. When you start the negotiation with that you aren't going to end up with a finished product that is very good for the consumer.

And the thing is because of how it is structured these shortfalls aren't things that can be patched or fixed down the road. Like I said in the other thread the "trick" behind Obamacare is getting people to accept more out of pocket costs and higher co-pays. This hasn't dawned on most folks and once they realize how badly they are getting screwed it will be too late to do anything about it. The insurance companies, pharmaceutical companies, and hospitals are laughing all the way to the bank.


It is very interesting that the Republicans never can tell you their replacement plan for ACA. That is because "Obamacare" basically was their health care plan they pushed for over a decade. So basically Obama compromised with Republicans by tweaking their plan. The individual mandates and exchanges? All developed by the Republicans (and the Heritage Foundation) as was 80 to 90% of the final legislation. As for why there were no Republicans on board(although I think there was at least 1, Olympia Snow I think.)? Mitch McConnell stated almost immediately that his side would work to make Obama a one term President. This seems to include abandoning the health care plan they championed as the alternative to "Hillary Care" and at one point filibustering himself.


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Originally posted by: malibber2
...If they had a lick of sense they would just let this go...
GOP officeholders can't do that, because Republican primary voters tend to be old, bitter, and ready to label the health policies of Barack Obama and Bob Dole and Gov. Mitt Romney as Communism.

But there is good news. Actuaries tell us that a lot of these Republican primary voters will be deceased very soon, and they are being replaced by much better human beings who have no memory of the shameful "Red Scare," and in addition, are less likely to be bigoted against people based on race, sexual orientation, or religion. And many of them speak more than one language!

This is a good thing.
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